Proposal for banning the burning and releasing of fireworks and firecrackers

Dear friends of residents,

The Spring Festival is approaching. In order to advocate an environmentally friendly, low-carbon and green lifestyle, further strengthen the safety management of fireworks and firecrackers, ensure the personal health and property safety of residents, and create a peaceful, happy and peaceful holiday atmosphere, we hereby issue the following initiatives to the residents and friends:

First, set an example and take the lead in compliance.Start from yourself, consciously abide by the relevant regulations, do not buy or set off fireworks, do not transport, store, deliver, sell or carry fireworks in violation of regulations, drive and influence people around you with your own actions, and jointly safeguard a beautiful living environment.

Second, remind in time and advise in good faith.Actively publicize and advocate the concept of prohibiting fireworks and firecrackers, persuade family members, neighbors and relatives and friends to respond to the initiative, do not sell, buy, store or set off fireworks and firecrackers, resolutely resist illegal activities, and strive to turn not setting off fireworks and firecrackers into conscious behavior, and gather strong positive energy to protect the environment and live a civilized and healthy year.

Third, advocate science and bid farewell to bad habits.Advocate the new fashion of science and civilization, choose electronic firecrackers, festive music, flowers and other safe, environmentally friendly and low-carbon ways to celebrate the festival, and strive to create a beautiful environment, fresh air, civilized and harmonious holiday atmosphere.

It is everyone’s responsibility to ban burning and releasing. Let’s take active actions to "reduce the burden" for the air and "increase the weight" for health, and strive to be communicators, advocates and practitioners of civilized fashion together. Finally, I wish the residents and friends good health, smooth work, happy family and good luck in the Year of the Dragon!


Kelan county Women’s Federation

January 31, 2024


set off firecrackers and fireworks
The harm of


1. cause air pollution


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Setting off fireworks and firecrackers will produce a lot of harmful gases such as sulfur dioxide, nitrogen dioxide, carbon dioxide and carbon monoxide and dust of various metal oxides. It strongly stimulates human respiratory tract, makes people cough and causes respiratory diseases such as tracheitis.

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2. Produce noise pollution


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The loud noise caused by setting off fireworks and firecrackers makes it difficult for the elderly to sleep peacefully, the patients are frightened, and the students can’t study and rest quietly. Many times, pedestrians are frightened by the sudden loud noise during the discharge, which is likely to lead to very serious consequences for people with heart disease.



3.Cause a fire hazard


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Especially in urban areas, buildings are getting higher and higher, and the population is relatively dense. The discharge of high-altitude fireworks can easily lead to fires and directly endanger people’s lives and property.



4.Injury accident occurred.


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Fireworks and firecrackers can easily cause injuries, especially children!



5. Waste of resources


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Precious resources such as paper and chemical raw materials are discharged, which also pollutes the environment and occupies a lot of urban public resources.



6. Create a human burden


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A large amount of garbage produced by setting off fireworks and firecrackers has brought a serious cleaning burden to sanitation workers.


The annual customs recorded by writers: ancestor worship, temple fairs, sending lanterns and burning lanterns. ……

At the end of the year, it has been a Chinese custom for thousands of years to pursue the future cautiously and reunite with the family. It’s just that the taste of the year is getting thinner and thinner in the metropolis, and the unique ceremony and attention have become superstitions. For the older generation, there is still some interest in childhood memories; Young people who struggle outside find themselves constantly wavering between competitive pressure and customs, and their belief in going home for the New Year is no longer so strong; For younger children, the Chinese New Year is almost the same as usual, nothing more than eating a good meal and receiving a lot of lucky money. For what is lost, we can only look for it in the past. If we want to find the pure flavor of the year, we have to look at it in the writer’s pen.

Send the kitchen god

In the old days, children were probably given a holiday on the 19th of the twelfth lunar month, in order to spend the next year with their families on the 23rd of the twelfth lunar month. This year is very similar to the rehearsal of the new year. According to common sense, there are many vendors buying maltose in the streets these days, which is said to be used in king of people. Lao She wrote clearly in "The Spring Festival in Beijing", "Every family in king of people started to ring as soon as it wiped black firecrackers. With the sound of guns, the paper image of the kitchen king was incinerated, and it was euphemistically called sending the kitchen king to heaven. A few days ago, there were more or less people selling maltose and glutinous rice sugar on the street, and the sugar shape was either rectangular or melon-shaped. According to the old saying: if there is sugar sticking to the mouth of the kitchen king, he will not report the bad things in his family to the jade emperor when he gets to heaven. "

Obviously, king of people’s experience left children with an unforgettable experience. Many writers think of the Chinese New Year and never forget to mention it. However, Lao She ate the flavor of Beijing, while Chen Zhongshi found the flavor of Shaanxi. "On the 23rd night of the twelfth lunar month, it was the day of offering sacrifices to the kitchen god. According to folklore, on this night, the kitchen god will return to heaven to report the food and clothing on earth, and every family will make a small round cake with five flavors, which will take him a long way to heaven for dry food and curry favor with him. That night, the spiced round cakes baked in the first pot were first presented to the hanging statue of the kitchen god. I was so greedy that I grabbed the remaining round cakes and bit them. I ate steamed buns with corn flour all winter. This spiced round cake baked with pure white flour is not to mention how fragrant it is. " ("Chinese New Year: Guns of Dreams in Hometown")

After the twenty-first day of the twelfth lunar month, every household entered a tense preparatory stage, and the year ended in near you. There are two things that are most important, one is to clean the house, that is, to clean it up, and at the same time, to count the best things in the house. The second is to prepare new year’s goods, because according to the old custom, all shops should rest before the fifth day, and no knives should be used at home, otherwise it is unlucky. Liang Shiqiu described it well. "Every family is busy taking out the tin incense burner, tin wax label, tin fruit bowl and tin saucer from the cobweb-dusted box for an annual big scrub. Palace lanterns, gauze lanterns and horn lanterns are all out of the cage. New year’s goods should also be prepared as early as possible, including dry goods used in the kitchen, dried apples used to worship the gods and ancestors, peony daffodils provided in the house, and mixed food for children. Honey supply has been ordered in Baiyun Temple for a long time, and it will be delivered to the door in a bowl of paper baskets. The size of the home, going in and out, is like a wind demon. " (See "The Year of Beiping")

family reunion during the Spring Festival

Before the League Year, we need to worship our ancestors first. There are many ambiguities among different writers about ancestor worship. Full of critical spirit, for example, Ba Jin refers to it as a feudal patriarchal tradition in "Home". "Lights are hung in the hall, and red satin embroidered screens are hung on the wooden walls on both sides. The portraits of the ancestors who lie high in the box are also taken out and hung on the wall in the middle in turn to enjoy this annual offering. " The old and young in Gao Mansion are listed in front of the shrine according to the order of male, female and left, and then the old man is invited to take the lead in greeting his ancestors. After worshipping his ancestors, each room kowtows to the old man, followed by children to their parents and servants to their masters. The hierarchy is strictly distinct.

On the other hand, Liang Shiqiu is obviously better at capturing the interest of life. He looked at the whole process with trepidation like a child, only to find that everyone was thinking about the table of New Year’s Eve. Even the portraits of ancestors are vivid. "ancestor worship is one of the climaxes of the new year. Images of ancestors hung above the hall, all of them were in their seventies and eighties, some were grinning and some were glaring, enjoying steaming amid cigarette smoke. In fact, at this time, the dutiful son and grandson kowtowed like garlic, but for some reason, they didn’t mean to pursue the distance cautiously, but everyone was busy with offering sacrifices, burning incense, lighting candles and kowtowing, followed by withdrawing sacrifices and eating New Year’s Eve dinner, so it was too late to pursue the distance cautiously.

When it comes to New Year’s Eve dinner, everyone writes one after another, one is more wonderful than the other, and the other is more attractive. Liang Shiqiu and Wang Zengqi both wrote about the year of Beijing. The dishes of the former look rougher but have Beijing flavor. "Eating is the main program of Chinese New Year. New year’s dishes are standardized, and every family is the same. People with a large population should go into the whole pig, even take the pig’s head into the water and deal with it separately. A pot of stew, plus mushrooms is a bowl, plus vermicelli is a bowl, plus yam is a bowl, a large basin of mustard mound, fish jelly, meat skin hot sauce, a jar of pickled cabbage, mustard bumps-enough. "

Wang Lao’s description is even more mouth-watering. He talked about pickled mustard. "In winter, pickled mustard. Pickling’ spicy vegetables’-Chinese cabbage is dried to remove water, pickled with mustard, and opened in the New Year. The color is as light as gold, and the spicy taste is very fragrant. I have never eaten such delicious pickles since I left my hometown. " (My Grandparents)

He also spent a lot of time describing the extreme delicacy of the New Year’s Eve dinner, and even the millet porridge was so sweet that it was amazing. "Eat jiaozi during the Spring Festival, than households. Some old Beijingers are vegetarian in jiaozi, and take vegetables, fried cakes and Kaoru Miki diced as stuffing to make them fresh and refreshing. Beginning of spring eats spring cakes every day. Shred shallot (raw), green leek or covered leek (stir-fried), mung bean sprouts, radish, sauced meat, sauced chicken and sauced duck, scrambled eggs, add less sweet flour sauce, and roll them with lotus leaf thin cakes. Everything has its own flavor, which is not confused, and it is extremely fragrant and beautiful, which is called’ five spicy dishes’. Shredded radish is essential. Beginning of spring eats radish, which is called "biting spring". It is poetic to bite in spring. When the cake is almost full, drink a bowl of stick slag porridge or millet porridge, which is called’ slip seam’, such as building a wall and grouting. " ("Four Seasons")

There is also a beautiful custom, which is probably the midnight snack on New Year’s Eve. The filial daughter-in-law will put a mark on the old man’s jiaozi and put coins in it to show good luck in the coming year to win the joy of her parents-in-law. Mo Yan wrote in "The Past Years" that "jiaozi was wrapped in money at night. My family used to wrap copper coins in the Qing Dynasty, but jiaozi, who wrapped copper coins, had a strong patina that could not be swallowed, which was equivalent to wasting a precious jiaozi, and later switched to coins. Now that I think about it, the coin is also badly dirty … Some filial daughters-in-law marked the dumpling skin when they wrapped jiaozi during the day, and when they filled jiaozi at night, they filled their in-laws’ bowls with money, so as to win the joy of the old man. One year, in order to eat jiaozi with money, I ate three bowls at a time, but the money was not eaten. As a result, my stomach was broken and I almost died. "

temple fair

On New Year’s Day, men often visit relatives and friends and pay New Year greetings everywhere. And women have been busy for a whole year, and finally they can put down their housework and go out. Of course, the shops are closed, but many monasteries inside and outside the city are open. Business-minded vendors can set up stalls outside the temple and earn a small sum of money. Some buy buy antiques and jades, some show variety, and some prepare some special food in winter.

Lao She is an authentic Beijinger. He directly told the readers that "the Dazhong Temple outside the North City, the Baiyun Temple outside the West City, and the Fire Temple (Factory Dian) in the South City are the most famous … Except for a small hole in the door of the oil and salt shop, the shops are all on the board, and there are often gongs and drums ringing, pounding and knocking, and it is said that the guys are there to vent their accumulated grievances for a year. The girls and kannika nimtragol are all out, and the mothers in Sanhe County have put a trembling red velvet flower in their heads. Where there are big girls and little wives out there, there are more hairy boys crawling around. So the factory was packed, and there was nothing to see in Haiwang Village except a few open-air teahouses and children with runny noses, but the entrance could crowd people to death! The antique jade stall in the Temple of Fire and the bookstall and painting shed in the Land Temple are much more busy than buying things. It’s sunny and snowy, and the streets are muddy. When the cool wind blows, the water drops into ice, and people roll in the snow and ice, so they are as sweet as a clam. Drink bean juice, and you’ll get pickled vegetables, glass horns and big sand geese’, which still has enough temptation for everyone. In addition, such as the Temple of Wealth, Baiyun Temple and Yonghe Palace, people are crowded and people look at people. When you go, your nose and ears will be red with cold. "

If you like playing mahjong, you can also go to the eight hutongs. The original gambling ban was lifted even before the Lantern Festival. "There are excellent dominoes, hardwood tables and beautiful women. However, during the Chinese New Year, almost every family gambles, pushing Pai Jiu, Zhuang Yuanhong, and yelling for six, Xian Yi, young and old. " (Lao She’s Spring Festival in Beijing)

Burn a lamp

For children, perhaps the most anticipated thing in the New Year is firecrackers. According to the calendar, from the first day to the twelfth day, it is called "sending lights", and from the thirteenth to the fifteenth day, it is called "burning lights", and burning lights has become a small competition for fireworks. In front of us, we talked more about the Spring Festival in the north, so we might as well look back at Shen Congwen, a talented person in western Hunan.

The firecrackers simply became a symbol of courage. "As usual, I with urchin qualification, and hundreds of size urchin, follow the team everywhere, and everyone in the fireworks to kill. Those who play with lights should not only rely on strength, but also be brave. To show that the hero is fearless, every time the fireworks in the stadium rise, the white light pours down several feet, and some of them roar like thunder. However, these people have to go into battle shirtless as usual, regardless of whether it’s "thunderbolt" or "tiger coming down the mountain". We are too young to participate in such strenuous activities, so we can only cheer while we are busy. Because we can always follow the team, the horses don’t stray, until it is almost white, and everyone is burned out and exhausted. The team was accompanied by an old fisherman and a clam shell essence. As usual, the clam shell essence chose a handsome boy of 12 or 13 years old to act as it. The old fisherman’s white beard and white hair were all in their original shape, which was ridiculous. "

Of course, girls also like to play. Perhaps everyone still has some impressions of Bing Xin’s favorite "Didi Jin", because it is the most reassuring fireworks for parents. "It’s just that I can’t squeeze into their band! I can only set off some firecrackers that my father bought for us during the day and some fireworks at night. The big one is put on the ground in a tube, and the fire tree and silver flowers are very bright! My favorite is the smallest and simplest’ Didi Jin’. It’s a small paper twist with a little gunpowder, which can be lit in your hand and sniffed, and a little spark will burst out. " (Spring Festival in Childhood)

Ba Jin also saw the social suffering behind "burning lamps". Most people who play dragon lanterns are lean laborers, but they become cruel victims in the carnival of everyone. The bearers took turns to "shoot fireworks at the naked upper body of the dragon lantern player." Burning these people "has changed the color of their flesh", but the cheerful audience did not give up, but continued to "burn desperately" with fireworks. Chueh-hui couldn’t help asking, "Do you think a person should base his happiness on the suffering of others? Do you think you can burn other people’s bodies with fireworks as long as you pay? "

Some of the above customs, dishes and fastidiousness about the Chinese New Year are outdated, perhaps disgusting, while others are sadly disappearing. But it is important to let people give the best expectation for life in a specific ceremony at the moment when the old and the new are alternating, to relive the acquaintance with the really important people, and to remember the hidden and forgotten interest in life itself.

This is what winter should look like.

Text | Zu Xinlan
Recently, Shandong Wucheng Meteorological Observatory has continuously issued a cold wave warning. Experienced people know that New Year’s Day is the coldest season of the year. According to the statistics of meteorological monitoring station, the historical extreme lowest temperature in Wucheng County since meteorological data were available was -21.6℃, which appeared on January 26th, 1981. On the morning of January 7th this year, the lowest temperature in Wucheng County has reached -20℃, which is close to the historical lowest temperature peak. It seems that tomorrow will be another sunny day, and I can’t help rubbing my hands in anticipation.
I like winter, it can temper people’s will and stimulate their inner potential. As a runner, I am basically unaffected by the cold wave, but my own equipment is harder. It is enough to add a pair of knee pads in the morning and put a pair of warm and elastic running shoes on my feet. As the saying goes, practicing Sanjiu in winter means that the colder it is, the more you should keep exercising, and insisting on outdoor exercise for three or nine days can improve your immunity to cold. Taking willpower to challenge the comfort zone, I left the warm bed at dawn, and felt cold from head to toe when I went out. My nose and ears ached with cold, and my hands were stiff and almost unconscious. When I came to the sports square, I did some stretching exercises for a while, and then started slowly. Facing the first dawn in the morning, I breathed in fresh and clean air, and I controlled my body to adjust my pace and breathing. When I ran for about 2 kilometers, my whole body began to get hot, and my footsteps became lighter and lighter. When I unconsciously ran for 5 kilometers, my breathing was smooth and my whole body was transparent. Only those who have witnessed monsoon rains’s unremitting sports all year round can experience the wonderful beauty of being outdoors in winter. Think about the dog days when the heat is unbearable and there is nowhere to escape. I still love this cool feeling. The experience of winter makes me feel that my youth has always been there, and my years have never grown old.
I like winter, everything seems quiet and orderly. In the dormant season, the withered willow tips on the roadside also hang down, quietly gestating new life. The Sugar-Coated Berry peddled by street vendors is crystal clear. The colder the weather is, the more solid and beautiful the transparent sugar skin wrapped by hawthorn is, and it seems to shine in the warm sun, adding a beautiful warm color to the small town in the north. Unable to resist the temptation of bright red hawthorn, I bought Sugar-Coated Berry and took a bite, which made it more sweet and crisp in this cold winter. The freshness of hawthorn with the sweetness of rock sugar is a wonderful taste bud enjoyment. On the balcony in winter, the restless old mother has begun to make dried bacon sausages, which are delicious food for the New Year. The smell of fireworks on earth is the most touching to the hearts of ordinary people. Through a string of incense sausages, I seem to smell the breath of Chinese New Year. What I look forward to most is the next heavy snow, which can purify the air. In the snowy weather, suddenly it is a world wrapped in silver outside, sitting in a warm study, making a cup of hot black tea, holding a book that I haven’t finished reading in the past, and that kind of long-lost warmth and tranquility slowly ripples in my heart. Keeping company with books nourishes the soul. "is like a spring gale, come up in the night, blowing open the petals of ten thousand pear trees" is definitely the simplest visual enjoyment in winter.
I like winter, which awakens many fond memories of my childhood. In the freezing morning, the glass on the balcony is covered with a thick layer of ice flowers, such as colorful leaves and undulating mountains. Different shapes of graphics moisten the winter color, which makes people think, and the past time is presented in front of them. The winter in childhood was colder, the wind blew more bitterly, and the soil pavement was frozen and cracked. I can’t forget waking up in the morning as a child, putting on my mother’s warm cotton-padded jacket and trousers on the kang, and playfully doodling on the ice flowers on my window glass; I can’t forget how many cold days I ran outdoors to play hide-and-seek and throw sandbags, and soon I forgot the cold. Although my face was frozen like a red apple, I enjoyed it with white heat in my mouth when I spoke. I can’t forget that under the low eaves of the old house, there is a sharp and crystal clear ice valve hanging upside down, and the natural carved cone shape is beautiful and attractive. I always secretly move a chair to climb and break off an ice valve while adults are not paying attention, and show it off to my friends in my hand. The greedy child can’t help sticking out his tongue and licking it. Once, it was the happiest time in my memory when I was flattered in winter.
It is the law of nature that the cold season can be bitterly cold. In the cold winter, the splendor of plants and trees has gradually become a thing of the past, and everything has accumulated its inner strength, and it will shine when it blooms in the spring next year. The love of winter is not the yearning for new vitality. If winter comes, can spring be far behind? This is what winter should look like!
Yidianhao Niu Niu’s Shuxiang Cabin
Reporting/feedback

Ministry of Housing and Urban-Rural Development: The list of the first batch of real estate projects that can be given financing support will land before the end of the month.

  The Ministry of Housing and Urban-Rural Development held the deployment meeting of urban real estate financing coordination mechanism on January 26th. The meeting stressed that in view of the current financing problems of some real estate projects, all localities should focus on projects, pay close attention to research and put forward a list of real estate projects that can be given financing support, coordinate financial institutions in their respective administrative areas to issue loans, and accurately and effectively support reasonable financing needs. Credit funds should be ensured to be operated in a closed way and used in compliance, and misappropriation should be resolutely prevented. At the provincial level, it is necessary to track and monitor the implementation and strengthen supervision and guidance. At the national level, an information platform for urban real estate financing coordination mechanism projects will be established, and weekly scheduling and monthly notification will be implemented. The Ministry of Housing and Urban-Rural Development has made great efforts to implement the mechanism. It is understood that before the end of this month, the first batch of projects can win loans after landing.

Statistics Bureau: From January to August, residential sales increased by 14.2%, and online consumption increased by 34.3%.

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  Cctv newsAccording to the website of the National Bureau of Statistics, in August, all localities and departments conscientiously implemented the decision-making arrangements of the CPC Central Committee in the State Council, adhered to the general tone of striving for progress while maintaining stability, and unswervingly pushed forward the structural reform on the supply side. The overall economic operation was stable, the structural adjustment continued to deepen, the emerging kinetic energy continued to grow, the quality and efficiency were steadily improved, and the national economy maintained a steady and progressive development trend.

  First, industrial production is generally stable, and the efficiency of enterprises continues to improve.

  In August, the added value of industrial enterprises above designated size increased by 6.0% year-on-year, and the growth rate dropped by 0.4 percentage points from last month. The chain increased by 0.46%, 0.05 percentage points faster than last month. In terms of economic types, the added value of state-owned holding enterprises increased by 7.8% year-on-year, collective enterprises decreased by 2.1%, joint-stock enterprises increased by 5.8%, and foreign-invested enterprises from Hong Kong, Macao and Taiwan increased by 7.9%. In terms of three categories, the added value of the mining industry decreased by 3.4% year-on-year; The manufacturing industry grew by 6.9%, and the growth rate was 0.2 percentage points faster than that of the previous month; Electricity, heat, gas and water production and supply industries increased by 8.7%. The production and sales rate of industrial enterprises above designated size reached 98.5%. From January to August, the added value of industrial enterprises above designated size increased by 6.7% year-on-year. In August, the purchasing managers’ index of manufacturing industry was 51.7%, 0.3 percentage points higher than that of the previous month, and it was in the boom zone for 13 consecutive months.

  From January to July, the total profits of industrial enterprises above designated size nationwide reached 4,248.1 billion yuan, a year-on-year increase of 21.2%. The profit rate of main business income was 6.09%, up 0.41 percentage points year-on-year.

  Second, the service industry grew rapidly, and the business activity index continued to be in the boom zone.

  In August, the national service industry production index increased by 8.3% year-on-year, and the growth rate was the same as last month, 0.9 percentage points faster than the same month of last year. Among them, information transmission, software and information technology services, leasing and business services maintained double-digit growth. From January to August, the national service industry production index increased by 8.3% year-on-year, 0.2 percentage points faster than the same period of last year. From January to July, the operating income of service enterprises above designated size increased by 13.4% year-on-year, 0.2 percentage points faster than that in the first half of the year; The operating profit of service enterprises above designated size increased by 22.6% year-on-year, 6.6 percentage points faster than the first half of the year.

  In August, the business activity index of service industry was 52.6%, which remained in the boom zone. Among them, the business activity indexes of air transport, postal services, telecommunications, radio and television, satellite transmission, Internet and software information technology services are all in the high boom range of more than 60.0%. From the perspective of market demand, the new order index of service industry was 50.3%, 0.1 percentage point faster than last month, and it was in the boom zone for four consecutive months.

  Third, the growth rate of investment in fixed assets has declined, and the investment structure has continued to be optimized.

  From January to August, the national investment in fixed assets (excluding farmers) was 39,415 billion yuan, up 7.8% year-on-year, and the growth rate dropped by 0.5 percentage point compared with that in January-July. Among them, the state-owned holding investment was 14,382.7 billion yuan, an increase of 11.2%; Private investment was 23,914.8 billion yuan, up 6.4%, accounting for 60.7% of the total investment. In terms of industries, the investment in the primary industry was 1,270.2 billion yuan, a year-on-year increase of 12.2%; The investment in the secondary industry was 14,822.9 billion yuan, up by 3.2%, of which the investment in manufacturing industry was 12,168 billion yuan, up by 4.5%. Investment in the tertiary industry was 23.322 trillion yuan, up by 10.6%. Infrastructure investment was 8,474.8 billion yuan, a year-on-year increase of 19.8%. Investment in high-tech manufacturing increased by 19.5%, which was 11.7 percentage points faster than the total investment. Investment in energy-intensive manufacturing industry decreased by 1.6% year-on-year. Investment in fixed assets reached 39,620.7 billion yuan, up 2.8% year-on-year, 1.3 percentage points faster than that in January-July. The planned total investment of newly started projects is 33,011.8 billion yuan, up 2.2% year-on-year, 0.3 percentage points faster than that in January-July. From the ring comparison, the national fixed asset investment (excluding farmers) increased by 0.57% in August compared with the previous month.

  Iv. investment in real estate development grew steadily, and the area of commercial housing for sale continued to decrease.

  From January to August, the national investment in real estate development was 6,949.4 billion yuan, up 7.9% year-on-year, and the growth rate was the same as that in January-July, among which residential investment increased by 10.1%. The newly started housing area was 1,149.96 million square meters, up 7.6% year-on-year, of which the newly started residential area increased by 11.6%. The national commercial housing sales area was 985.39 million square meters, up 12.7% year-on-year, of which the residential sales area increased by 10.3%.The national sales of commercial housing reached 7,809.6 billion yuan, up 17.2% year-on-year, of which residential sales increased by 14.2%.The land acquisition area of real estate development enterprises was 142.29 million square meters, up 10.1% year-on-year. At the end of August, the area of commercial housing for sale nationwide was 623.52 million square meters, 11.44 million square meters less than that at the end of July. From January to August, real estate development enterprises received 9,980.4 billion yuan in funds, up 9.0% year-on-year.

  V. Market sales maintained rapid growth, and online retail sales grew strongly.

  In August, the total retail sales of social consumer goods was 3,033 billion yuan, up 10.1% year-on-year, and the growth rate dropped by 0.3 percentage points from last month. The chain increased by 0.76%, 0.05 percentage points faster than last month. According to the location of business units, the retail sales of urban consumer goods was 2,616.9 billion yuan, a year-on-year increase of 9.9%; The retail sales of rural consumer goods reached 416.1 billion yuan, an increase of 11.5%. According to consumption types, catering revenue was 336 billion yuan, an increase of 10.7%; Retail sales of commodities reached 2,697 billion yuan, up by 10.1%, of which retail sales of commodities above designated size reached 1,240 billion yuan, up by 7.5%. The sales of consumption-upgraded goods grew rapidly, with sports and entertainment goods and communication equipment increasing by 14.9% and 12.2% respectively. From January to August, the total retail sales of social consumer goods increased by 10.4% year-on-year, and the growth rate was the same as that in January-July.

  From January to August, the national online retail sales reached 4,251.1 billion yuan, up 34.3% year-on-year, 0.6 percentage points faster than that in January-July.Among them, the online retail sales of physical goods was 3,210.1 billion yuan, up by 29.2%, accounting for 13.8% of the total retail sales of social consumer goods, up by 2.2 percentage points over the same period of last year; Online retail sales of non-physical goods reached 1,041.1 billion yuan, an increase of 52.9%.

  6. Consumer prices rose moderately, while industrial production prices rose somewhat.

  In August, the national consumer price rose by 1.8% year-on-year, an increase of 0.4 percentage points over the previous month. By category, the prices of food, tobacco and alcohol rose by 0.4%, clothing by 1.3%, housing by 2.7%, daily necessities and services by 1.3%, transportation and communication by 0.7%, education, culture and entertainment by 2.5%, medical care by 5.9% and other goods and services by 1.4%. Among the prices of food, tobacco and alcohol, the price of grain increased by 1.6%, the price of pork decreased by 13.4%, and the price of fresh vegetables increased by 9.7%. In August, the national consumer price rose by 0.4% month on month. From January to August, the national consumer price rose by 1.5% year on year.

  In August, the ex-factory price of industrial producers nationwide rose by 6.3% year-on-year, with an increase of 0.8 percentage points from the previous month and 0.9% from the previous month. From January to August, the ex-factory price of industrial producers nationwide rose by 6.4% year-on-year. In August, the purchase price of industrial producers nationwide rose by 7.7% year-on-year and 0.8% quarter-on-quarter. From January to August, the purchase price of industrial producers nationwide rose by 8.4% year-on-year.

  Seven, import and export grew rapidly, and the proportion of general trade and mechanical and electrical products exports increased.

  In August, the total import and export volume was 2,406.4 billion yuan, a year-on-year increase of 10.1%. Among them, exports were 1,346.4 billion yuan, an increase of 6.9%; Imports reached 1,060 billion yuan, up by 14.4%. Import and export balance, with a trade surplus of 286.5 billion yuan. From January to August, the total import and export volume was 17,833.8 billion yuan, a year-on-year increase of 17.1%. Among them, exports were 9,851.8 billion yuan, an increase of 13.0%; Imports reached 7,982 billion yuan, an increase of 22.5%. From January to August, the import and export of general trade increased by 17.9%, accounting for 56.7% of the total import and export, an increase of 0.4 percentage points over the same period of last year. The export of mechanical and electrical products increased by 13.4%, accounting for 57.1% of the total export, up by 0.3 percentage points over the same period of last year.

  In August, industrial enterprises above designated size realized export delivery value of 1,089.5 billion yuan, up 8.2% year-on-year. From January to August, industrial enterprises above designated size realized export delivery value of 8,267.4 billion yuan, up 10.3% year-on-year.

  8. The structural reform of the supply side was solidly promoted, and the transformation and upgrading achieved outstanding results.

  New progress has been made in "three to one, one reduction and one supplement" De-capacity and de-stocking were accelerated. By the end of July, the steel production capacity was progressing smoothly, and "strip steel" was banned according to law; The coal production capacity was 128 million tons, and 85% of the annual target tasks were completed. At the end of August, the area for sale of commercial housing decreased by 12.0% year-on-year, and the decline was 1.0 percentage points higher than that at the end of last month. The asset-liability ratio and production cost of enterprises continued to decline. At the end of July, the asset-liability ratio of industrial enterprises above designated size was 55.8%, down 0.7 percentage points from the same period of last year. From January to July, the cost per 100 yuan of main business income of industrial enterprises above designated size was 85.72 yuan, a decrease of 0.04 yuan over the same period of last year. Investment in short-board areas grew rapidly. From January to August, investment in ecological protection and environmental management, public facilities management, road transportation, water conservancy management and agriculture increased by 28.2%, 24.3%, 24.1%, 17.6% and 16.1% respectively.

  产业结构调整和新动能成长取得新成效。技术含量高、资源消耗少、符合转型升级方向的新产业新产品快速增长。8月份,高技术产业和装备制造业增加值同比分别增长12.9%和11.6%,增速分别比上月加快0.8和0.9个百分点,分别比规模以上工业快6.9和5.6个百分点。1-8月份,工业机器人产量同比增长63.0%,新能源汽车增长25.4%,运动型多用途乘用车(SUV)增长17.2%。新兴服务业、生产性服务业快速发展。1-7月份,规模以上战略性新兴服务业、生产性服务业营业收入同比分别增长16.8%和14.5%。

  总的来看,8月份国民经济继续保持了稳中有进、稳中向好发展态势,呈现增长平稳、结构优化、质量提升的良好格局。但也要看到,国际环境不稳定不确定因素仍然较多,国内经济正处在结构调整的过关期,仍面临不少隐忧和挑战。下阶段,要更加紧密地团结在以习近平同志为核心的党中央周围,坚持稳中求进工作总基调,坚持以新发展理念引领新常态,坚持以供给侧结构性改革为主线,适度扩大总需求,深化创新驱动,加强预期引导,以改革增动力激活力,以创新促发展助转型,着力提质量增效益,着力强实体防风险,巩固稳定发展基础。

November, autumn and winter alternate. Will it be very cold this winter?

  November, originally the season of alternating autumn and winter, was driven out by the cold and strong this year. Before enjoying her elegance, people have put on long trousers and put on warm babies to experience the chill brought by La Nina, a "little girl", in the strong wind.

   November weather keywords

  

    Crying before winter, it turned out that La Nina was making trouble.

  The temperature dropped suddenly, and there was more precipitation. "It’s so cold! It’s so cold! " It has become the mantra of people in the north of the Yangtze River recently. However, all this has something to do with La Nina phenomenon. The original meaning of La Nina is "little girl", also known as "anti-El Nino", which is generally judged by the SST anomaly index in Nino3.4 area (the equatorial Pacific between 120 and 170 west longitude and 5 south latitude). When the sea surface temperature anomaly in this area is below minus 0.5℃, it is called "La Nina state". If the "La Nina state" lasts for more than 5 months, it is judged as a "La Nina event".

  In August 2016, the SST anomaly index in the equatorial Middle East Pacific reached-0.53℃, indicating that it has officially entered the "La Nina state".

    

  "La Ni? a Event" will lead to low winter temperatures in most parts of China. From the average annual temperature anomalies in China in the past 13 La Ni? a years, it can be seen that the winter temperatures in most La Ni? a years are cold. For example, the "La Nina Event" in 2000 caused the temperature in Northeast China and North China to be obviously low in winter from 2000 to 2001. Remember the widespread low temperature, rain and snow freezing in the south in early 2008? That’s La Nina’s fault.

  

  However, in the winter of 1998-1999, when the El Ni? o turned to La Ni? a, the temperature in most parts of China was obviously high, mainly because the climate warming rate in China was very fast in the 1980s and 1990s, and 1998 was another El Ni? o year, so the whole atmosphere was warming very fast, so in winter, the warm background caused by global warming and El Ni? o did not fade, and the cooling caused by La Ni? a was much smaller than that in the big climate background, so that.

  Therefore, from the historical statistics, it is not surprising that there has been a cold winter this year. According to the prediction of climate experts, this winter, due to the influence of La Nina, China will be cold on the whole, but the cold is not national, and there is a great difference between the north and the south. Comparatively speaking, the degree of cold in the north of China is more obvious, and it will be cold in areas that continue to be warm.

    Is it winter in your place?

  Folk custom takes "beginning of winter" as the beginning of winter. In fact, China has a vast territory. Except for the coastal areas of South China where there is no winter all year round and the Qinghai-Tibet Plateau where there is no summer in long winter, the winters do not start at the same time. According to the standard of dividing four seasons in climatology, the first day when the average temperature drops below 10℃ for five consecutive days in the second half of the year is the beginning of winter.

  According to this standard, the average winter time of nearly half the provincial capital cities in China is in November. Mohe in the northernmost part of the country and the area north of Daxinganling took the lead in entering the long winter in early September; In the first half of October, some areas in the northwest and northeast successively entered the threshold of winter; Beijing was already a scene of winter in late October; In November, the Yangtze River basin in the south gradually entered the winter; At the beginning of December, winter approached Wuyi Mountain Range and the northern slope of Nanling Mountain in the north of Guangdong and Guangxi.

    

  According to this standard, winter should be the longest season in most parts of northern China. Among provincial-level cities, there are seven cities with winter length accounting for more than half of the whole year, among which Xining and Harbin have the longest average winter time, reaching 207 days, accounting for 56.7% of the whole year.

  

   The first snow in 2016 came earlier!

  In winter, the first snow is a major event with wide influence. As the saying goes, "Ruixue is a good year" is definitely a good sign for farmers who grow winter wheat in the north; However, in vegetable planting areas in the south and pastoral areas in the north, the arrival of the first snow means freezing injury and the reduction of forage. It has become the habit of farmers and herdsmen to take corresponding defensive measures in time according to the date of the first snow. In addition, people in transportation, electric power, medical care, sanitation, heating operation and other industries are also concerned about when the first snow will come.

  According to historical data, we can calculate the average time of first snow falling in major cities. Since October, with the continuous drop of temperature, the precipitation pattern in China from north to south has gradually changed from rain to snow. Judging from the time when the first snow appears in provincial capital cities all the year round, the first snow is concentrated from mid-October to January of the following year. In November, seven cities will see the first snow, and December is the most concentrated month.

  This year, influenced by strong cold air, on October 27th, Hohhot, Lanzhou and Yinchuan ushered in the first snowfall of this year, which was earlier than the average time of the first snowfall all the year round. This time, the cold air dragged the northern friends directly from the early autumn to the middle of winter, which was really the rhythm of cold crying. At present, cold air will be more frequent in November, so everyone should be mentally prepared.

    

   Cold air is also divided into three, six, nine and so on?

  After entering the autumn and winter festivals, cold air frequently goes south. Although the temperature in all parts of the country shows a downward trend, the cold air encountered in different regions and different periods is definitely not a level! According to the degree of strength, cold air in China is divided into five grades: weak cold air, medium-intensity cold air, strong cold air, strong cold air and cold wave.

  

   "Seven Types of Self-protection" in Strong Wind Cooling

  With the arrival of cold air, respiratory diseases are also on the rise. At present, respiratory diseases in hospital outpatients have an increasing trend compared with the same period of last year. Experts suggest that you can take drugs to prevent colds properly, such as Radix Isatidis, or drink more hot water, and you can also take measures to prevent colds such as scraping and cupping, especially soaking your feet with traditional Chinese medicine.

  In addition, when the strong wind strikes, you can refer to the following "seven types of self-protection" to spend the winter safely:

  The first type: the mask is added to keep warm and prevent diseases.

  The nose and mouth are the gateway to the respiratory tract. Mask is an indispensable cold-proof tool, which can effectively prevent dust, floating and sinking from invading the skin, and can also prevent it from being hurt by the cold wind.

  Type 2: Wash your face with warm water and drink more hot water.

  Wash your face at 20-37℃, and choose skin care products with good moisturizing effect.

  Drink more hot water, the amount of water you drink every day varies from person to person, but "drink more hot water" is by no means perfunctory when the wind cools down.

  The third type: wear knee pads to protect joints.

  Many people will feel joint pain in windy weather. Especially when traveling by bike, you may wish to wear knee pads and wrist pads to protect your joints.

  The fourth type: open the window for air to adjust the temperature difference.

  Excessive temperature difference between indoor and outdoor can also lead to high incidence of diseases. Depending on the air outside, you can open the window for ventilation twice a day for about 30 minutes each time.

  The fifth type: if a foreign object enters your eyes, don’t rub it when you blink.

  Windy weather can easily lead to foreign bodies entering the eyes. It is suggested to blink more to promote the secretion of tears and discharge them, so as to avoid rubbing hard to scratch the cornea or embed foreign bodies into the cornea, thus causing infection and inflammation.

  Type 6: cardiovascular disease, go out as little as possible.

  The sudden drop of temperature is easy to induce diseases such as stroke, cerebral infarction and myocardial infarction. In addition to keeping warm, patients with cardiovascular and cerebrovascular diseases should try not to go out in windy days. If they have to go out, it is best to take some quick-acting pills, nitroglycerin and other drugs after 10 o’clock.

  The seventh type: dress moderately and enhance immunity.

  Under the premise of ensuring that the body is not cold, it is not appropriate to cover it too strictly, but sweating will reduce immunity.

  Xinhuanet link:http://news.xinhuanet.com/video/sjxw/2016-11/02/c_129347110.htm

  Xinhuanet Data News Department China Meteorological Network jointly produced.

  Source: China Meteorological Network, National Climate Center, China Weather Network and Yangguang Network.

Ministry of Housing and Urban-Rural Development: Give cities full autonomy in real estate regulation, and cities can adjust their real estate policies according to local conditions.

On the morning of January 26th, the Ministry of Housing and Urban-Rural Development held the deployment meeting of the coordination mechanism of urban real estate financing. Ni Hong, Party Secretary and Minister of the Ministry, attended the meeting and stressed that the spirit of the Central Economic Work Conference should be thoroughly implemented, the coordination mechanism of urban real estate financing should be accelerated to be effective, the development and construction of real estate projects should be supported, the reasonable financing needs of real estate enterprises with different ownership systems should be met equally, and the stable and healthy development of the real estate market should be promoted.

The meeting demanded that we should adapt to the new situation that the relationship between supply and demand in the real estate market has undergone major changes, speed up the construction of a new model of real estate development, combine the long and short, treat both the symptoms and the root causes, and promote the stable and healthy development of the real estate market. It is necessary to adhere to the policy of the city, precise policy, one city and one policy, make good use of the policy toolbox, and fully give urban real estate regulation and control autonomy. Cities can adjust their real estate policies according to local conditions. (Yicai)

The China Housing Society suggests fine-tuning the current real estate regulation and control policies.


go downstairs



Help me!




Break the confession?



  "It is best for the real estate industry to prepare for the’ winter’." After the rare "cold snap" attack in the first half of the year, the top management and scholars in the domestic real estate industry generally maintained a more cautious attitude towards the market in the second half of the year at the "China Real Estate 30-Year Summit Forum" held yesterday. However, there is also a good news that makes the real estate industry feel a little warm in the "winter".


  Zhu Zhongyi, vice president and secretary general of China Real Estate Association, revealed that in view of the current situation and trend of China real estate market, China Housing Association has reported relevant suggestions on how to maintain the stability of the real estate market to the central authorities, and the suggestions on fine-tuning the current real estate control policies have been taken seriously by the central leaders.


  And more real estate developers began to "save themselves" at the "crossroads". The giants in the real estate industry also opened a series of "prescriptions" on the forum.


  "Short-term hardship and long-term optimism"


  Recently, the real estate industry is expecting the government to "rescue the market". However, at yesterday’s "China Real Estate 30-year Summit Forum", Dr. Mei Xinyu, a researcher at the Institute of International Trade and Economic Cooperation of the Ministry of Commerce, reminded domestic real estate giants: "The real estate industry had better make full preparations for the winter."


  However, when talking about the trend of the real estate market in the second half of the year, Zhu Zhongyi is cautiously optimistic. Zhu Zhongyi summed it up in three sentences: First, it is difficult in the short term and optimistic in the long term; Second, there are great regional differences, which cannot be generalized; Third, there are two possibilities of getting better and getting worse.


  Zhu Zhongyi believes that the development of the real estate market is likely to improve in the second half of the year. Under the circumstances of reasonable pricing of enterprises, moderate adjustment of policies, guaranteed loans, moderate stimulus and support for consumption, the market will develop in the direction of basically balanced total volume and basically stable prices. With the care and support of all parties, there is a great possibility of a good trend.


  The proposal of the China Housing Society is not simply to "save the market"


  At yesterday’s forum, Zhu Zhongyi revealed to the outside world for the first time that the China Housing Society reported to the Ministry of Construction, the General Office of the Central Committee and the General Office of the State Council on how to stabilize the real estate market, and its opinions were taken seriously by the Central Committee.


  Reportedly, the China Housing Association suggested that the government should make appropriate adjustments to some control measures based on the current changes in the domestic and international economic environment and the real estate market while maintaining relatively stable macro-control policies.


  However, Zhu Zhongyi also hopes that the proposal of the China Housing Society to stabilize the real estate market should not be simply regarded as a "bailout" proposal or understood in words and phrases.


  "In view of the significant changes in the economic and social environment at home and abroad, more significant changes may still be brewing." Mei Xinyu believes that "it is reasonable to adjust the orientation of macro-control in a timely and moderate manner, and the key lies in the timing, intensity and prevention of deviation."

Real estate is good! The central bank and the General Administration of Financial Supervision have made a heavy voice!

  The People’s Bank of China and the State Financial Supervision and Administration Bureau issued a notice on July 10th, saying that if the relevant policies in the Notice of the People’s Bank of China and the Insurance Regulatory Commission of the Bank of China on Doing a Good Job in Financial Support for the Stable and Healthy Development of the Real Estate Market have an applicable period, the applicable period will be uniformly extended to December 31st, 2024.

  Image source: China People’s Bank website

  People close to the regulators said that the promulgation of the Notice of the People’s Bank of China and the State Financial Supervision and Administration on Extending the Policy Term of Financial Support for the Stable and Healthy Development of the Real Estate Market will ease the financial pressure of real estate development enterprises, reduce the risk concerns of financial institutions on housing loans, and further improve the policy environment for financial institutions to support the stable and healthy development of the real estate market.

  Extend the applicable period of relevant policies.

  On November 11, 2022, the People’s Bank of China and the former China Banking and Insurance Regulatory Commission jointly issued the Notice on Doing a Good Job in Financial Support for the Stable and Healthy Development of the Real Estate Market (hereinafter referred to as the Notice), which defined 16 support policies, including keeping the real estate financing stable and orderly, actively doing a good job in the financial service of guaranteeing the delivery of buildings, cooperating with the risk management of trapped real estate enterprises, and increasing financial support for housing leasing, and two of them stipulated the applicable period.

  In response to a reporter’s question, the responsible persons of the People’s Bank of China and the General Administration of Financial Supervision said that after the promulgation and implementation of the Notice, it has played a positive role in maintaining reasonable and moderate real estate financing and promoting the resolution of risks of real estate enterprises, and achieved good policy results. Considering the current situation of the real estate market, in order to guide financial institutions to continue to extend the stock financing of real estate enterprises and increase the financial support of Baojielou, the People’s Bank of China and the State Financial Supervision and Administration Bureau decided to extend the application period of relevant policies.

  Specifically, the policy extension involves two aspects. The above-mentioned person in charge introduced: First, for stock financing such as development loans and trust loans of real estate enterprises, on the premise of ensuring the security of creditor’s rights, financial institutions and real estate enterprises are encouraged to negotiate independently on the basis of commercial principles, and actively support them through stock loan extension and adjustment of repayment arrangements to promote the completion and delivery of the project. If it expires before December 31, 2024, it may be allowed to extend beyond the original provisions for one year, and the loan classification may not be adjusted, and the loan classification submitted to the credit information system is consistent with it.

  Second, for the matching financing issued by commercial banks to special loan support projects before December 31, 2024 in accordance with the requirements of the Notice, the risk classification will not be lowered during the loan period; The borrower after the new and old debts are written off shall be managed according to the qualified borrower. If the newly issued matching financing is not good, and the relevant institutions and personnel have done their duty, they can be exempted.

  "To a certain extent, this will dispel the concerns of financial institutions, further change the situation that financial institutions are afraid and unwilling to lend, encourage financial institutions to issue matching financing to special loan support projects, further improve the financing of real estate enterprises, stabilize market confidence and expectations, and promote the stable and healthy development of the real estate market, and better help the sustained recovery of the macro economy." Dong Ximiao, chief researcher of Zhaolian, said.

  In addition, the person in charge stressed that in addition to the above two policies, other policies that do not involve the application period are long-term effective. All financial institutions should earnestly implement it in accordance with the requirements of the documents, support rigid and improved housing demand due to the city’s policies, maintain reasonable and moderate real estate financing, increase financial support for Baojiaolou, promote the marketization of industry risks, and promote the stable and healthy development of the real estate market.

  More support policies are expected to be accelerated.

  In order to promote the stable and healthy development of the real estate market, many experts believe that more follow-up support policies are expected to be accelerated.

  According to Pang Ming, chief economist and research director of Jones Lang LaSalle Greater China, at present, the pace and intensity of the recovery of the supply side of the real estate market still lags behind that of the sales side, the growth rate of newly started area and construction area has slowed down, the area for sale has been rising for many months year-on-year, and the consumption chain related to the downstream of real estate is still in the early stage of recovery. Real estate enterprises still need continuous support and care from policies.

  Wen Bin, chief economist of Minsheng Bank, said that the follow-up real estate continuity policy is expected to be introduced to prevent debt risks and restore a virtuous circle of the real estate chain. At the same time, we will make greater efforts to promote the "guarantee building", further compact the responsibility of local governments, and promote banks to increase financial support on the basis of the principle of commercialization.

  "The next step is to comprehensively adjust and optimize the real estate financial policy and extend the transition period of real estate loan concentration management; Increase liquidity support for high-quality real estate enterprises through measures such as’ three arrows’ and special loans from policy banks, and continue to increase special support for the’ Baojiaolou’ project; Support the reasonable extension of stock financing such as development loans and trust loans; At the same time, according to local conditions, due to urban policies and district policies, accelerate the adjustment and optimization of housing credit policies. " Dong Ximiao said.

  Editor: Zhang Nan Wang Yin  

Real estate policy timely adjustment and optimization.

  Core reading

  In order to adapt to the new situation that the relationship between supply and demand in China’s real estate market has undergone major changes, recently, many places and departments have issued intensive documents to adjust and optimize real estate policies in a timely manner, which will better meet the rigid and improved housing needs of residents, and will also have a favorable impact on expanding consumption, stimulating investment and stabilizing economic growth.

  On August 30th, Guangzhou City and Shenzhen City of Guangdong Province successively announced the implementation of the policy of "recognizing houses but not loans". On September 1, Shanghai and Beijing also announced the implementation of this policy.

  On August 31st, the People’s Bank of China and the State Financial Supervision and Administration jointly issued a notice, which unified the minimum down payment ratio of the first and second sets of commercial personal housing loans to be no less than 20% and 30%. At the same time, reduce the interest rate of the first home loan in stock.

  Experts pointed out that in recent days, many departments have issued intensive documents, adjusted and optimized real estate policies in a timely manner, and released positive signals to promote the stable and healthy development of the real estate market.

  The policy plays a "combination boxing" to better meet the rigid and improved housing needs of residents.

  The policy of "recognizing the house but not the loan" is clear. When households (including borrowers, spouses and minor children) apply for loans to buy commercial housing, if family members do not have a complete set of housing in the local name, banking financial institutions will implement the housing credit policy according to the first set of housing, regardless of whether they have used loans to buy housing.

  "For families who need to change rooms, in ‘ Admit the house but not the loan ’ Under the policy, houses can be exchanged at a lower down payment ratio and a more favorable loan interest rate, and the preferential period of personal income tax rebate for residents to purchase houses has also been extended. These policies will help reduce the cost of buying houses and release the demand for changing houses. " Pu Zhan, deputy director of the Policy Research Center of the Ministry of Housing and Urban-Rural Development, introduced.

  Jiang Nan has worked in Guangzhou for more than 10 years. In 2015, just before she got married, she first bought a wedding room in Foshan City, Guangdong Province, and rented it out after simple decoration, while she rented a house in Guangzhou. In the past two years, seeing that the children have reached the age of going to school, the desire of Jiang Nan and his wife to buy a suite in Guangzhou has become stronger and stronger.

  "I saw more than a dozen sets of second-hand houses, and I was satisfied. Almost all of them cost more than 6 million yuan. Before that suite in Foshan also had a loan, now I want to buy this suite, with a down payment of 40% and a loan interest rate of 4.8%. " Jiang Nan said that according to the new policy of "recognizing the house and not recognizing the loan", the down payment is only 30%, and the down payment is less than 10%, which is more than 600,000 yuan; Moreover, the loan interest rate enjoys 4.2% of the first suite interest rate, and the monthly supply burden can also be reduced a lot.

  Ms. Huang, a citizen of Shenzhen, also expressed a similar idea: "We have always wanted to change a bigger house and improve our living conditions. However, if it is identified as a second suite, the down payment ratio is high and it is difficult to bear. After the introduction of the New Deal, the pressure is much smaller. "

  Gao Yuan, president of Beijing Chain Home Research Institute, believes that "recognizing houses but not loans" mainly benefits new citizens and improved groups in Beijing. In terms of new citizens, it is more common that they have no house in Beijing, but they have had a credit record of buying a house in other places. Under the original standard, they have to pay 60% (ordinary house) or 80% (non-ordinary house) down payment for buying a house in Beijing; In terms of improved groups, it is beneficial to "sell one and buy one" to improve the replacement groups. Due to factors such as family structure changes, child care and old-age care, nearly 70% of buyers in the current Beijing residential market belong to improved demand.

  What is the market reaction after the introduction of policies such as "recognizing houses but not loans"? Lou Chunlei, manager of an active regional store in Chaoyang District, Beijing Chain Home, told reporters that after Beijing announced the policy, we received many customers’ consultation calls one after another. In the first two months, the number of online consultations was generally more than 20, and this weekend it increased to more than 60, and the number of regional listings was also active. "The price of the target room type of our improved customers is mostly between 8 million yuan and 10 million yuan. Before looking at the house, considering that 80% of the second-home down payment was hesitant, now the policy has landed, and many customers have chosen to list the property to obtain the first set of qualifications. " Yan Chunlei said.

  According to the data provided by RealData, the average daily turnover of second-hand houses in Guangzhou and Shenzhen increased by 25% and 70% respectively from August 30 to 31, compared with last week (August 21 to 27), and the number of customers taking care of them also increased rapidly.

  Not only the policy of "recognizing the house but not the loan", but also the policies of adjusting and optimizing differentiated housing credit and reducing the interest rate of the first home loan in stock will also help to better meet the demand for rigid and improved housing.

  According to the relevant persons in charge of the People’s Bank of China and the General Administration of Financial Supervision, the key points of the adjustment and optimization of differentiated housing credit policy include two aspects: First, unify the lower limit of the national minimum down payment ratio policy for commercial individual housing loans. No longer distinguish between cities that implement "restricted purchases" and cities that do not implement "restricted purchases", and the lower limit of the minimum down payment ratio of commercial personal housing loans for the first home and the second home is unified to not less than 20% and 30%. The second is to adjust the lower limit of the second set of housing interest rate policy to not less than the loan market quotation rate (LPR) of the corresponding term plus 20 basis points. The lower limit of the first set of housing interest rate policy is still not less than the corresponding period LPR minus 20 basis points. All localities can independently determine the minimum down payment ratio and the lower interest rate limit of the first and second houses within their jurisdiction according to the principle of city-specific policies and the local real estate market situation and regulatory needs.

  The real estate market as a whole has turned into a buyer’s market where supply exceeds demand.

  The real estate chain is long and involves a wide range, which can be said to lead the whole body.

  In the second quarter of this year, affected by the macro-environment, residents’ ability and willingness to buy houses declined, and the recovery of buying houses as a bulk consumption lagged behind, and the growth rate of real estate market turnover slowed down. From January to July, the sales area of commercial housing was 665.63 million square meters, a year-on-year decrease of 6.5%; The newly started housing area was 569.69 million square meters, down by 24.5%.

  On July 24th, the Political Bureau of the Communist Party of China (CPC) Central Committee held a meeting and pointed out that it is necessary to effectively prevent and resolve risks in key areas, adapt to the new situation that the supply and demand relationship in China’s real estate market has undergone major changes, adjust and optimize real estate policies in a timely manner, and make good use of the policy toolbox to better meet the rigid and improved housing needs of residents and promote the stable and healthy development of the real estate market.

  Yu Xiaofen, Dean of China Institute of Housing and Real Estate, Zhejiang University of Technology, analyzed that the relationship between supply and demand in the real estate market has undergone major changes, mainly in three aspects: First, it has shifted from the seller’s market to the buyer’s market. After more than 20 years of large-scale development, the per capita housing construction area of urban residents in China has exceeded 41 square meters in 2022. Due to the negative growth of superimposed population and the middle and late stage of urbanization, the market as a whole has turned into a buyer’s market with oversupply, especially in small and medium-sized cities, where the inventory of commercial housing is large and the cycle of de-melting is long. The second is to shift from an incremental market to a stock-based market. In many cities, the growth rate of stock housing transactions is faster than that of new commercial housing sales, and the turnover of second-hand houses in some cities has exceeded that of new houses. Third, the proportion of existing home sales has steadily increased from auction sales to existing home sales.

  "Adapting to the new situation that the relationship between supply and demand in China’s real estate market has undergone major changes, the implementation of a series of policies and measures in recent days can not only better meet the rigid and improving needs of residents, but also have great significance for expanding consumption, stimulating investment and stabilizing economic growth." Yan Xiaofen believes.

  Dong Ximiao, chief researcher of Zhaolian, said that according to relevant calculations, the average decline in the interest rate of the first home loan was about 80 basis points. Take the stock mortgage with a term of 1 million yuan, 25 years and the original interest rate of 5.1% as an example. Assuming that the mortgage interest rate is reduced to 4.3%, the borrower’s repayment expenditure can be saved by more than 5,000 yuan per year, which will help reduce the housing consumption burden and increase the consumption and investment capacity of residents.

  To promote the stable and healthy development of the real estate market, we need to be patient in many ways.

  Experts interviewed said that the current timely adjustment and optimization of real estate policies has opened the market expectation window. In the short term, just-needed and improved demand will be concentrated in the market, and the market transaction volume may increase significantly before the end of the year. However, as a whole, the relationship between supply and demand in the real estate market has changed greatly, and it is greatly influenced by the macro environment. To look at the development of the real estate market with a more rational attitude, we must have both confidence and patience.

  "When the overall development of the market slows down, the positive side will be particularly noticeable. For example, some markets will be more resilient and new business opportunities will emerge." Yu Liang, Chairman of Vanke’s Board of Directors, believes that the urbanization rate in China is about 65% at present, and it is expected to reach 70% in 2030, and the urban population will increase to about 980 million. According to the construction experience, it is conservatively estimated that the newly started real estate area of 1 billion to 1.2 billion square meters in the future is guaranteed.

  Yu Liang said that according to the experience of London, Tokyo and other cities, the population will continue to concentrate in cities that can create jobs. Even after the market is fully mature, there will still be a large number of urban renewal projects in the central city to enhance the development vitality of traditional areas and meet the needs of job-residence balance. In addition, the construction of affordable rental housing, the renovation of villages in cities, and the construction and operation of real estate agents will also be important business growth areas in the future.

  "The current policy is already exerting strength. I believe that with the joint efforts of all parties, as the economic operation continues to improve and the expectations for the future gradually stabilize, the market will return to a healthy and reasonable level." Yu Liang said.

  Yan Xiaofen believes that in the medium and long term, to promote the stable and healthy development of the real estate market, we need to focus on both supply and demand: stabilize the market scale by accelerating the start of urban renewal and urban village transformation; By lowering the mortgage interest rate and expanding the coverage of housing provident fund, we will strive to improve the housing consumption capacity, relax the purchase restriction in big cities or districts where the relationship between housing supply and demand has undergone major changes, and stabilize market demand; By comprehensively promoting the "mortgage transfer" of second-hand houses, reducing transaction deed tax and reasonably reducing real estate agency fees, we will encourage trade-in and promote a virtuous circle of the market; Support high-quality state-owned housing enterprises and high-quality private housing enterprises equally, appropriately relax the restrictions on development conditions and stabilize real estate enterprises.

  The relevant person in charge of the Ministry of Housing and Urban-Rural Development said that we will continue to focus on increasing confidence, preventing risks and promoting transformation to promote the stable and healthy development of the real estate market. Because of the city’s policy and precise policy, we will vigorously support the demand for rigid and improved housing, solidly promote the work of ensuring the people’s livelihood and stability, resolve the risk of corporate capital chain breakage, strive to improve quality, build a good house, rectify the order of the real estate market, and let the people buy houses and rent houses with confidence.