Cctv newsAccording to the website of the National Bureau of Statistics, in August, all localities and departments conscientiously implemented the decision-making arrangements of the CPC Central Committee in the State Council, adhered to the general tone of striving for progress while maintaining stability, and unswervingly pushed forward the structural reform on the supply side. The overall economic operation was stable, the structural adjustment continued to deepen, the emerging kinetic energy continued to grow, the quality and efficiency were steadily improved, and the national economy maintained a steady and progressive development trend.

　　First, industrial production is generally stable, and the efficiency of enterprises continues to improve.

　　In August, the added value of industrial enterprises above designated size increased by 6.0% year-on-year, and the growth rate dropped by 0.4 percentage points from last month. The chain increased by 0.46%, 0.05 percentage points faster than last month. In terms of economic types, the added value of state-owned holding enterprises increased by 7.8% year-on-year, collective enterprises decreased by 2.1%, joint-stock enterprises increased by 5.8%, and foreign-invested enterprises from Hong Kong, Macao and Taiwan increased by 7.9%. In terms of three categories, the added value of the mining industry decreased by 3.4% year-on-year; The manufacturing industry grew by 6.9%, and the growth rate was 0.2 percentage points faster than that of the previous month; Electricity, heat, gas and water production and supply industries increased by 8.7%. The production and sales rate of industrial enterprises above designated size reached 98.5%. From January to August, the added value of industrial enterprises above designated size increased by 6.7% year-on-year. In August, the purchasing managers’ index of manufacturing industry was 51.7%, 0.3 percentage points higher than that of the previous month, and it was in the boom zone for 13 consecutive months.

　　From January to July, the total profits of industrial enterprises above designated size nationwide reached 4,248.1 billion yuan, a year-on-year increase of 21.2%. The profit rate of main business income was 6.09%, up 0.41 percentage points year-on-year.

　　Second, the service industry grew rapidly, and the business activity index continued to be in the boom zone.

　　In August, the national service industry production index increased by 8.3% year-on-year, and the growth rate was the same as last month, 0.9 percentage points faster than the same month of last year. Among them, information transmission, software and information technology services, leasing and business services maintained double-digit growth. From January to August, the national service industry production index increased by 8.3% year-on-year, 0.2 percentage points faster than the same period of last year. From January to July, the operating income of service enterprises above designated size increased by 13.4% year-on-year, 0.2 percentage points faster than that in the first half of the year; The operating profit of service enterprises above designated size increased by 22.6% year-on-year, 6.6 percentage points faster than the first half of the year.

　　In August, the business activity index of service industry was 52.6%, which remained in the boom zone. Among them, the business activity indexes of air transport, postal services, telecommunications, radio and television, satellite transmission, Internet and software information technology services are all in the high boom range of more than 60.0%. From the perspective of market demand, the new order index of service industry was 50.3%, 0.1 percentage point faster than last month, and it was in the boom zone for four consecutive months.

　　Third, the growth rate of investment in fixed assets has declined, and the investment structure has continued to be optimized.

　　From January to August, the national investment in fixed assets (excluding farmers) was 39,415 billion yuan, up 7.8% year-on-year, and the growth rate dropped by 0.5 percentage point compared with that in January-July. Among them, the state-owned holding investment was 14,382.7 billion yuan, an increase of 11.2%; Private investment was 23,914.8 billion yuan, up 6.4%, accounting for 60.7% of the total investment. In terms of industries, the investment in the primary industry was 1,270.2 billion yuan, a year-on-year increase of 12.2%; The investment in the secondary industry was 14,822.9 billion yuan, up by 3.2%, of which the investment in manufacturing industry was 12,168 billion yuan, up by 4.5%. Investment in the tertiary industry was 23.322 trillion yuan, up by 10.6%. Infrastructure investment was 8,474.8 billion yuan, a year-on-year increase of 19.8%. Investment in high-tech manufacturing increased by 19.5%, which was 11.7 percentage points faster than the total investment. Investment in energy-intensive manufacturing industry decreased by 1.6% year-on-year. Investment in fixed assets reached 39,620.7 billion yuan, up 2.8% year-on-year, 1.3 percentage points faster than that in January-July. The planned total investment of newly started projects is 33,011.8 billion yuan, up 2.2% year-on-year, 0.3 percentage points faster than that in January-July. From the ring comparison, the national fixed asset investment (excluding farmers) increased by 0.57% in August compared with the previous month.

　　Iv. investment in real estate development grew steadily, and the area of commercial housing for sale continued to decrease.

　　From January to August, the national investment in real estate development was 6,949.4 billion yuan, up 7.9% year-on-year, and the growth rate was the same as that in January-July, among which residential investment increased by 10.1%. The newly started housing area was 1,149.96 million square meters, up 7.6% year-on-year, of which the newly started residential area increased by 11.6%. The national commercial housing sales area was 985.39 million square meters, up 12.7% year-on-year, of which the residential sales area increased by 10.3%.The national sales of commercial housing reached 7,809.6 billion yuan, up 17.2% year-on-year, of which residential sales increased by 14.2%.The land acquisition area of real estate development enterprises was 142.29 million square meters, up 10.1% year-on-year. At the end of August, the area of commercial housing for sale nationwide was 623.52 million square meters, 11.44 million square meters less than that at the end of July. From January to August, real estate development enterprises received 9,980.4 billion yuan in funds, up 9.0% year-on-year.

　　V. Market sales maintained rapid growth, and online retail sales grew strongly.

　　In August, the total retail sales of social consumer goods was 3,033 billion yuan, up 10.1% year-on-year, and the growth rate dropped by 0.3 percentage points from last month. The chain increased by 0.76%, 0.05 percentage points faster than last month. According to the location of business units, the retail sales of urban consumer goods was 2,616.9 billion yuan, a year-on-year increase of 9.9%; The retail sales of rural consumer goods reached 416.1 billion yuan, an increase of 11.5%. According to consumption types, catering revenue was 336 billion yuan, an increase of 10.7%; Retail sales of commodities reached 2,697 billion yuan, up by 10.1%, of which retail sales of commodities above designated size reached 1,240 billion yuan, up by 7.5%. The sales of consumption-upgraded goods grew rapidly, with sports and entertainment goods and communication equipment increasing by 14.9% and 12.2% respectively. From January to August, the total retail sales of social consumer goods increased by 10.4% year-on-year, and the growth rate was the same as that in January-July.

　　From January to August, the national online retail sales reached 4,251.1 billion yuan, up 34.3% year-on-year, 0.6 percentage points faster than that in January-July.Among them, the online retail sales of physical goods was 3,210.1 billion yuan, up by 29.2%, accounting for 13.8% of the total retail sales of social consumer goods, up by 2.2 percentage points over the same period of last year; Online retail sales of non-physical goods reached 1,041.1 billion yuan, an increase of 52.9%.

　　6. Consumer prices rose moderately, while industrial production prices rose somewhat.

　　In August, the national consumer price rose by 1.8% year-on-year, an increase of 0.4 percentage points over the previous month. By category, the prices of food, tobacco and alcohol rose by 0.4%, clothing by 1.3%, housing by 2.7%, daily necessities and services by 1.3%, transportation and communication by 0.7%, education, culture and entertainment by 2.5%, medical care by 5.9% and other goods and services by 1.4%. Among the prices of food, tobacco and alcohol, the price of grain increased by 1.6%, the price of pork decreased by 13.4%, and the price of fresh vegetables increased by 9.7%. In August, the national consumer price rose by 0.4% month on month. From January to August, the national consumer price rose by 1.5% year on year.

　　In August, the ex-factory price of industrial producers nationwide rose by 6.3% year-on-year, with an increase of 0.8 percentage points from the previous month and 0.9% from the previous month. From January to August, the ex-factory price of industrial producers nationwide rose by 6.4% year-on-year. In August, the purchase price of industrial producers nationwide rose by 7.7% year-on-year and 0.8% quarter-on-quarter. From January to August, the purchase price of industrial producers nationwide rose by 8.4% year-on-year.

　　Seven, import and export grew rapidly, and the proportion of general trade and mechanical and electrical products exports increased.

　　In August, the total import and export volume was 2,406.4 billion yuan, a year-on-year increase of 10.1%. Among them, exports were 1,346.4 billion yuan, an increase of 6.9%; Imports reached 1,060 billion yuan, up by 14.4%. Import and export balance, with a trade surplus of 286.5 billion yuan. From January to August, the total import and export volume was 17,833.8 billion yuan, a year-on-year increase of 17.1%. Among them, exports were 9,851.8 billion yuan, an increase of 13.0%; Imports reached 7,982 billion yuan, an increase of 22.5%. From January to August, the import and export of general trade increased by 17.9%, accounting for 56.7% of the total import and export, an increase of 0.4 percentage points over the same period of last year. The export of mechanical and electrical products increased by 13.4%, accounting for 57.1% of the total export, up by 0.3 percentage points over the same period of last year.

　　In August, industrial enterprises above designated size realized export delivery value of 1,089.5 billion yuan, up 8.2% year-on-year. From January to August, industrial enterprises above designated size realized export delivery value of 8,267.4 billion yuan, up 10.3% year-on-year.

　　8. The structural reform of the supply side was solidly promoted, and the transformation and upgrading achieved outstanding results.

　　New progress has been made in "three to one, one reduction and one supplement" De-capacity and de-stocking were accelerated. By the end of July, the steel production capacity was progressing smoothly, and "strip steel" was banned according to law; The coal production capacity was 128 million tons, and 85% of the annual target tasks were completed. At the end of August, the area for sale of commercial housing decreased by 12.0% year-on-year, and the decline was 1.0 percentage points higher than that at the end of last month. The asset-liability ratio and production cost of enterprises continued to decline. At the end of July, the asset-liability ratio of industrial enterprises above designated size was 55.8%, down 0.7 percentage points from the same period of last year. From January to July, the cost per 100 yuan of main business income of industrial enterprises above designated size was 85.72 yuan, a decrease of 0.04 yuan over the same period of last year. Investment in short-board areas grew rapidly. From January to August, investment in ecological protection and environmental management, public facilities management, road transportation, water conservancy management and agriculture increased by 28.2%, 24.3%, 24.1%, 17.6% and 16.1% respectively.

　　产业结构调整和新动能成长取得新成效。技术含量高、资源消耗少、符合转型升级方向的新产业新产品快速增长。8月份，高技术产业和装备制造业增加值同比分别增长12.9%和11.6%，增速分别比上月加快0.8和0.9个百分点，分别比规模以上工业快6.9和5.6个百分点。1-8月份，工业机器人产量同比增长63.0%，新能源汽车增长25.4%，运动型多用途乘用车（SUV）增长17.2%。新兴服务业、生产性服务业快速发展。1-7月份，规模以上战略性新兴服务业、生产性服务业营业收入同比分别增长16.8%和14.5%。

　　总的来看，8月份国民经济继续保持了稳中有进、稳中向好发展态势，呈现增长平稳、结构优化、质量提升的良好格局。但也要看到，国际环境不稳定不确定因素仍然较多，国内经济正处在结构调整的过关期，仍面临不少隐忧和挑战。下阶段，要更加紧密地团结在以习近平同志为核心的党中央周围，坚持稳中求进工作总基调，坚持以新发展理念引领新常态，坚持以供给侧结构性改革为主线，适度扩大总需求，深化创新驱动，加强预期引导，以改革增动力激活力，以创新促发展助转型，着力提质量增效益，着力强实体防风险，巩固稳定发展基础。

　　November, originally the season of alternating autumn and winter, was driven out by the cold and strong this year. Before enjoying her elegance, people have put on long trousers and put on warm babies to experience the chill brought by La Nina, a "little girl", in the strong wind.

　　　November weather keywords

　　

　　　　Crying before winter, it turned out that La Nina was making trouble.

　　The temperature dropped suddenly, and there was more precipitation. "It’s so cold! It’s so cold! " It has become the mantra of people in the north of the Yangtze River recently. However, all this has something to do with La Nina phenomenon. The original meaning of La Nina is "little girl", also known as "anti-El Nino", which is generally judged by the SST anomaly index in Nino3.4 area (the equatorial Pacific between 120 and 170 west longitude and 5 south latitude). When the sea surface temperature anomaly in this area is below minus 0.5℃, it is called "La Nina state". If the "La Nina state" lasts for more than 5 months, it is judged as a "La Nina event".

　　In August 2016, the SST anomaly index in the equatorial Middle East Pacific reached-0.53℃, indicating that it has officially entered the "La Nina state".

　　　　

　　"La Ni? a Event" will lead to low winter temperatures in most parts of China. From the average annual temperature anomalies in China in the past 13 La Ni? a years, it can be seen that the winter temperatures in most La Ni? a years are cold. For example, the "La Nina Event" in 2000 caused the temperature in Northeast China and North China to be obviously low in winter from 2000 to 2001. Remember the widespread low temperature, rain and snow freezing in the south in early 2008? That’s La Nina’s fault.

　　

　　However, in the winter of 1998-1999, when the El Ni? o turned to La Ni? a, the temperature in most parts of China was obviously high, mainly because the climate warming rate in China was very fast in the 1980s and 1990s, and 1998 was another El Ni? o year, so the whole atmosphere was warming very fast, so in winter, the warm background caused by global warming and El Ni? o did not fade, and the cooling caused by La Ni? a was much smaller than that in the big climate background, so that.

　　Therefore, from the historical statistics, it is not surprising that there has been a cold winter this year. According to the prediction of climate experts, this winter, due to the influence of La Nina, China will be cold on the whole, but the cold is not national, and there is a great difference between the north and the south. Comparatively speaking, the degree of cold in the north of China is more obvious, and it will be cold in areas that continue to be warm.

　　　 Is it winter in your place?

　　Folk custom takes "beginning of winter" as the beginning of winter. In fact, China has a vast territory. Except for the coastal areas of South China where there is no winter all year round and the Qinghai-Tibet Plateau where there is no summer in long winter, the winters do not start at the same time. According to the standard of dividing four seasons in climatology, the first day when the average temperature drops below 10℃ for five consecutive days in the second half of the year is the beginning of winter.

　　According to this standard, the average winter time of nearly half the provincial capital cities in China is in November. Mohe in the northernmost part of the country and the area north of Daxinganling took the lead in entering the long winter in early September; In the first half of October, some areas in the northwest and northeast successively entered the threshold of winter; Beijing was already a scene of winter in late October; In November, the Yangtze River basin in the south gradually entered the winter; At the beginning of December, winter approached Wuyi Mountain Range and the northern slope of Nanling Mountain in the north of Guangdong and Guangxi.

　　　　

　　According to this standard, winter should be the longest season in most parts of northern China. Among provincial-level cities, there are seven cities with winter length accounting for more than half of the whole year, among which Xining and Harbin have the longest average winter time, reaching 207 days, accounting for 56.7% of the whole year.

　　

　　　The first snow in 2016 came earlier!

　　In winter, the first snow is a major event with wide influence. As the saying goes, "Ruixue is a good year" is definitely a good sign for farmers who grow winter wheat in the north; However, in vegetable planting areas in the south and pastoral areas in the north, the arrival of the first snow means freezing injury and the reduction of forage. It has become the habit of farmers and herdsmen to take corresponding defensive measures in time according to the date of the first snow. In addition, people in transportation, electric power, medical care, sanitation, heating operation and other industries are also concerned about when the first snow will come.

　　According to historical data, we can calculate the average time of first snow falling in major cities. Since October, with the continuous drop of temperature, the precipitation pattern in China from north to south has gradually changed from rain to snow. Judging from the time when the first snow appears in provincial capital cities all the year round, the first snow is concentrated from mid-October to January of the following year. In November, seven cities will see the first snow, and December is the most concentrated month.

　　This year, influenced by strong cold air, on October 27th, Hohhot, Lanzhou and Yinchuan ushered in the first snowfall of this year, which was earlier than the average time of the first snowfall all the year round. This time, the cold air dragged the northern friends directly from the early autumn to the middle of winter, which was really the rhythm of cold crying. At present, cold air will be more frequent in November, so everyone should be mentally prepared.

　　　　

　　　Cold air is also divided into three, six, nine and so on?

　　After entering the autumn and winter festivals, cold air frequently goes south. Although the temperature in all parts of the country shows a downward trend, the cold air encountered in different regions and different periods is definitely not a level! According to the degree of strength, cold air in China is divided into five grades: weak cold air, medium-intensity cold air, strong cold air, strong cold air and cold wave.

　　

　　　"Seven Types of Self-protection" in Strong Wind Cooling

　　With the arrival of cold air, respiratory diseases are also on the rise. At present, respiratory diseases in hospital outpatients have an increasing trend compared with the same period of last year. Experts suggest that you can take drugs to prevent colds properly, such as Radix Isatidis, or drink more hot water, and you can also take measures to prevent colds such as scraping and cupping, especially soaking your feet with traditional Chinese medicine.

　　In addition, when the strong wind strikes, you can refer to the following "seven types of self-protection" to spend the winter safely:

　　The first type: the mask is added to keep warm and prevent diseases.

　　The nose and mouth are the gateway to the respiratory tract. Mask is an indispensable cold-proof tool, which can effectively prevent dust, floating and sinking from invading the skin, and can also prevent it from being hurt by the cold wind.

　　Type 2: Wash your face with warm water and drink more hot water.

　　Wash your face at 20-37℃, and choose skin care products with good moisturizing effect.

　　Drink more hot water, the amount of water you drink every day varies from person to person, but "drink more hot water" is by no means perfunctory when the wind cools down.

　　The third type: wear knee pads to protect joints.

　　Many people will feel joint pain in windy weather. Especially when traveling by bike, you may wish to wear knee pads and wrist pads to protect your joints.

　　The fourth type: open the window for air to adjust the temperature difference.

　　Excessive temperature difference between indoor and outdoor can also lead to high incidence of diseases. Depending on the air outside, you can open the window for ventilation twice a day for about 30 minutes each time.

　　The fifth type: if a foreign object enters your eyes, don’t rub it when you blink.

　　Windy weather can easily lead to foreign bodies entering the eyes. It is suggested to blink more to promote the secretion of tears and discharge them, so as to avoid rubbing hard to scratch the cornea or embed foreign bodies into the cornea, thus causing infection and inflammation.

　　Type 6: cardiovascular disease, go out as little as possible.

　　The sudden drop of temperature is easy to induce diseases such as stroke, cerebral infarction and myocardial infarction. In addition to keeping warm, patients with cardiovascular and cerebrovascular diseases should try not to go out in windy days. If they have to go out, it is best to take some quick-acting pills, nitroglycerin and other drugs after 10 o’clock.

　　The seventh type: dress moderately and enhance immunity.

　　Under the premise of ensuring that the body is not cold, it is not appropriate to cover it too strictly, but sweating will reduce immunity.

　　Xinhuanet link:http://news.xinhuanet.com/video/sjxw/2016-11/02/c_129347110.htm

　　Xinhuanet Data News Department China Meteorological Network jointly produced.

　　Source: China Meteorological Network, National Climate Center, China Weather Network and Yangguang Network.

On the morning of January 26th, the Ministry of Housing and Urban-Rural Development held the deployment meeting of the coordination mechanism of urban real estate financing. Ni Hong, Party Secretary and Minister of the Ministry, attended the meeting and stressed that the spirit of the Central Economic Work Conference should be thoroughly implemented, the coordination mechanism of urban real estate financing should be accelerated to be effective, the development and construction of real estate projects should be supported, the reasonable financing needs of real estate enterprises with different ownership systems should be met equally, and the stable and healthy development of the real estate market should be promoted.

The meeting demanded that we should adapt to the new situation that the relationship between supply and demand in the real estate market has undergone major changes, speed up the construction of a new model of real estate development, combine the long and short, treat both the symptoms and the root causes, and promote the stable and healthy development of the real estate market. It is necessary to adhere to the policy of the city, precise policy, one city and one policy, make good use of the policy toolbox, and fully give urban real estate regulation and control autonomy. Cities can adjust their real estate policies according to local conditions. (Yicai)

go downstairs

Help me!

Break the confession?

　　"It is best for the real estate industry to prepare for the’ winter’." After the rare "cold snap" attack in the first half of the year, the top management and scholars in the domestic real estate industry generally maintained a more cautious attitude towards the market in the second half of the year at the "China Real Estate 30-Year Summit Forum" held yesterday. However, there is also a good news that makes the real estate industry feel a little warm in the "winter".

　　Zhu Zhongyi, vice president and secretary general of China Real Estate Association, revealed that in view of the current situation and trend of China real estate market, China Housing Association has reported relevant suggestions on how to maintain the stability of the real estate market to the central authorities, and the suggestions on fine-tuning the current real estate control policies have been taken seriously by the central leaders.

　　And more real estate developers began to "save themselves" at the "crossroads". The giants in the real estate industry also opened a series of "prescriptions" on the forum.

　　"Short-term hardship and long-term optimism"

　　Recently, the real estate industry is expecting the government to "rescue the market". However, at yesterday’s "China Real Estate 30-year Summit Forum", Dr. Mei Xinyu, a researcher at the Institute of International Trade and Economic Cooperation of the Ministry of Commerce, reminded domestic real estate giants: "The real estate industry had better make full preparations for the winter."

　　However, when talking about the trend of the real estate market in the second half of the year, Zhu Zhongyi is cautiously optimistic. Zhu Zhongyi summed it up in three sentences: First, it is difficult in the short term and optimistic in the long term; Second, there are great regional differences, which cannot be generalized; Third, there are two possibilities of getting better and getting worse.

　　Zhu Zhongyi believes that the development of the real estate market is likely to improve in the second half of the year. Under the circumstances of reasonable pricing of enterprises, moderate adjustment of policies, guaranteed loans, moderate stimulus and support for consumption, the market will develop in the direction of basically balanced total volume and basically stable prices. With the care and support of all parties, there is a great possibility of a good trend.

　　The proposal of the China Housing Society is not simply to "save the market"

　　At yesterday’s forum, Zhu Zhongyi revealed to the outside world for the first time that the China Housing Society reported to the Ministry of Construction, the General Office of the Central Committee and the General Office of the State Council on how to stabilize the real estate market, and its opinions were taken seriously by the Central Committee.

　　Reportedly, the China Housing Association suggested that the government should make appropriate adjustments to some control measures based on the current changes in the domestic and international economic environment and the real estate market while maintaining relatively stable macro-control policies.

　　However, Zhu Zhongyi also hopes that the proposal of the China Housing Society to stabilize the real estate market should not be simply regarded as a "bailout" proposal or understood in words and phrases.

　　"In view of the significant changes in the economic and social environment at home and abroad, more significant changes may still be brewing." Mei Xinyu believes that "it is reasonable to adjust the orientation of macro-control in a timely and moderate manner, and the key lies in the timing, intensity and prevention of deviation."

　　The People’s Bank of China and the State Financial Supervision and Administration Bureau issued a notice on July 10th, saying that if the relevant policies in the Notice of the People’s Bank of China and the Insurance Regulatory Commission of the Bank of China on Doing a Good Job in Financial Support for the Stable and Healthy Development of the Real Estate Market have an applicable period, the applicable period will be uniformly extended to December 31st, 2024.

　　Image source: China People’s Bank website

　　People close to the regulators said that the promulgation of the Notice of the People’s Bank of China and the State Financial Supervision and Administration on Extending the Policy Term of Financial Support for the Stable and Healthy Development of the Real Estate Market will ease the financial pressure of real estate development enterprises, reduce the risk concerns of financial institutions on housing loans, and further improve the policy environment for financial institutions to support the stable and healthy development of the real estate market.

　　Extend the applicable period of relevant policies.

　　On November 11, 2022, the People’s Bank of China and the former China Banking and Insurance Regulatory Commission jointly issued the Notice on Doing a Good Job in Financial Support for the Stable and Healthy Development of the Real Estate Market (hereinafter referred to as the Notice), which defined 16 support policies, including keeping the real estate financing stable and orderly, actively doing a good job in the financial service of guaranteeing the delivery of buildings, cooperating with the risk management of trapped real estate enterprises, and increasing financial support for housing leasing, and two of them stipulated the applicable period.

　　In response to a reporter’s question, the responsible persons of the People’s Bank of China and the General Administration of Financial Supervision said that after the promulgation and implementation of the Notice, it has played a positive role in maintaining reasonable and moderate real estate financing and promoting the resolution of risks of real estate enterprises, and achieved good policy results. Considering the current situation of the real estate market, in order to guide financial institutions to continue to extend the stock financing of real estate enterprises and increase the financial support of Baojielou, the People’s Bank of China and the State Financial Supervision and Administration Bureau decided to extend the application period of relevant policies.

　　Specifically, the policy extension involves two aspects. The above-mentioned person in charge introduced: First, for stock financing such as development loans and trust loans of real estate enterprises, on the premise of ensuring the security of creditor’s rights, financial institutions and real estate enterprises are encouraged to negotiate independently on the basis of commercial principles, and actively support them through stock loan extension and adjustment of repayment arrangements to promote the completion and delivery of the project. If it expires before December 31, 2024, it may be allowed to extend beyond the original provisions for one year, and the loan classification may not be adjusted, and the loan classification submitted to the credit information system is consistent with it.

　　Second, for the matching financing issued by commercial banks to special loan support projects before December 31, 2024 in accordance with the requirements of the Notice, the risk classification will not be lowered during the loan period; The borrower after the new and old debts are written off shall be managed according to the qualified borrower. If the newly issued matching financing is not good, and the relevant institutions and personnel have done their duty, they can be exempted.

　　"To a certain extent, this will dispel the concerns of financial institutions, further change the situation that financial institutions are afraid and unwilling to lend, encourage financial institutions to issue matching financing to special loan support projects, further improve the financing of real estate enterprises, stabilize market confidence and expectations, and promote the stable and healthy development of the real estate market, and better help the sustained recovery of the macro economy." Dong Ximiao, chief researcher of Zhaolian, said.

　　In addition, the person in charge stressed that in addition to the above two policies, other policies that do not involve the application period are long-term effective. All financial institutions should earnestly implement it in accordance with the requirements of the documents, support rigid and improved housing demand due to the city’s policies, maintain reasonable and moderate real estate financing, increase financial support for Baojiaolou, promote the marketization of industry risks, and promote the stable and healthy development of the real estate market.

　　More support policies are expected to be accelerated.

　　In order to promote the stable and healthy development of the real estate market, many experts believe that more follow-up support policies are expected to be accelerated.

　　According to Pang Ming, chief economist and research director of Jones Lang LaSalle Greater China, at present, the pace and intensity of the recovery of the supply side of the real estate market still lags behind that of the sales side, the growth rate of newly started area and construction area has slowed down, the area for sale has been rising for many months year-on-year, and the consumption chain related to the downstream of real estate is still in the early stage of recovery. Real estate enterprises still need continuous support and care from policies.

　　Wen Bin, chief economist of Minsheng Bank, said that the follow-up real estate continuity policy is expected to be introduced to prevent debt risks and restore a virtuous circle of the real estate chain. At the same time, we will make greater efforts to promote the "guarantee building", further compact the responsibility of local governments, and promote banks to increase financial support on the basis of the principle of commercialization.

　　"The next step is to comprehensively adjust and optimize the real estate financial policy and extend the transition period of real estate loan concentration management; Increase liquidity support for high-quality real estate enterprises through measures such as’ three arrows’ and special loans from policy banks, and continue to increase special support for the’ Baojiaolou’ project; Support the reasonable extension of stock financing such as development loans and trust loans; At the same time, according to local conditions, due to urban policies and district policies, accelerate the adjustment and optimization of housing credit policies. " Dong Ximiao said.

　　Editor: Zhang Nan Wang Yin　　

　　Core reading

　　In order to adapt to the new situation that the relationship between supply and demand in China’s real estate market has undergone major changes, recently, many places and departments have issued intensive documents to adjust and optimize real estate policies in a timely manner, which will better meet the rigid and improved housing needs of residents, and will also have a favorable impact on expanding consumption, stimulating investment and stabilizing economic growth.

　　On August 30th, Guangzhou City and Shenzhen City of Guangdong Province successively announced the implementation of the policy of "recognizing houses but not loans". On September 1, Shanghai and Beijing also announced the implementation of this policy.

　　On August 31st, the People’s Bank of China and the State Financial Supervision and Administration jointly issued a notice, which unified the minimum down payment ratio of the first and second sets of commercial personal housing loans to be no less than 20% and 30%. At the same time, reduce the interest rate of the first home loan in stock.

　　Experts pointed out that in recent days, many departments have issued intensive documents, adjusted and optimized real estate policies in a timely manner, and released positive signals to promote the stable and healthy development of the real estate market.

　　The policy plays a "combination boxing" to better meet the rigid and improved housing needs of residents.

　　The policy of "recognizing the house but not the loan" is clear. When households (including borrowers, spouses and minor children) apply for loans to buy commercial housing, if family members do not have a complete set of housing in the local name, banking financial institutions will implement the housing credit policy according to the first set of housing, regardless of whether they have used loans to buy housing.

　　"For families who need to change rooms, in ‘ Admit the house but not the loan ’ Under the policy, houses can be exchanged at a lower down payment ratio and a more favorable loan interest rate, and the preferential period of personal income tax rebate for residents to purchase houses has also been extended. These policies will help reduce the cost of buying houses and release the demand for changing houses. " Pu Zhan, deputy director of the Policy Research Center of the Ministry of Housing and Urban-Rural Development, introduced.

　　Jiang Nan has worked in Guangzhou for more than 10 years. In 2015, just before she got married, she first bought a wedding room in Foshan City, Guangdong Province, and rented it out after simple decoration, while she rented a house in Guangzhou. In the past two years, seeing that the children have reached the age of going to school, the desire of Jiang Nan and his wife to buy a suite in Guangzhou has become stronger and stronger.

　　"I saw more than a dozen sets of second-hand houses, and I was satisfied. Almost all of them cost more than 6 million yuan. Before that suite in Foshan also had a loan, now I want to buy this suite, with a down payment of 40% and a loan interest rate of 4.8%. " Jiang Nan said that according to the new policy of "recognizing the house and not recognizing the loan", the down payment is only 30%, and the down payment is less than 10%, which is more than 600,000 yuan; Moreover, the loan interest rate enjoys 4.2% of the first suite interest rate, and the monthly supply burden can also be reduced a lot.

　　Ms. Huang, a citizen of Shenzhen, also expressed a similar idea: "We have always wanted to change a bigger house and improve our living conditions. However, if it is identified as a second suite, the down payment ratio is high and it is difficult to bear. After the introduction of the New Deal, the pressure is much smaller. "

　　Gao Yuan, president of Beijing Chain Home Research Institute, believes that "recognizing houses but not loans" mainly benefits new citizens and improved groups in Beijing. In terms of new citizens, it is more common that they have no house in Beijing, but they have had a credit record of buying a house in other places. Under the original standard, they have to pay 60% (ordinary house) or 80% (non-ordinary house) down payment for buying a house in Beijing; In terms of improved groups, it is beneficial to "sell one and buy one" to improve the replacement groups. Due to factors such as family structure changes, child care and old-age care, nearly 70% of buyers in the current Beijing residential market belong to improved demand.

　　What is the market reaction after the introduction of policies such as "recognizing houses but not loans"? Lou Chunlei, manager of an active regional store in Chaoyang District, Beijing Chain Home, told reporters that after Beijing announced the policy, we received many customers’ consultation calls one after another. In the first two months, the number of online consultations was generally more than 20, and this weekend it increased to more than 60, and the number of regional listings was also active. "The price of the target room type of our improved customers is mostly between 8 million yuan and 10 million yuan. Before looking at the house, considering that 80% of the second-home down payment was hesitant, now the policy has landed, and many customers have chosen to list the property to obtain the first set of qualifications. " Yan Chunlei said.

　　According to the data provided by RealData, the average daily turnover of second-hand houses in Guangzhou and Shenzhen increased by 25% and 70% respectively from August 30 to 31, compared with last week (August 21 to 27), and the number of customers taking care of them also increased rapidly.

　　Not only the policy of "recognizing the house but not the loan", but also the policies of adjusting and optimizing differentiated housing credit and reducing the interest rate of the first home loan in stock will also help to better meet the demand for rigid and improved housing.

　　According to the relevant persons in charge of the People’s Bank of China and the General Administration of Financial Supervision, the key points of the adjustment and optimization of differentiated housing credit policy include two aspects: First, unify the lower limit of the national minimum down payment ratio policy for commercial individual housing loans. No longer distinguish between cities that implement "restricted purchases" and cities that do not implement "restricted purchases", and the lower limit of the minimum down payment ratio of commercial personal housing loans for the first home and the second home is unified to not less than 20% and 30%. The second is to adjust the lower limit of the second set of housing interest rate policy to not less than the loan market quotation rate (LPR) of the corresponding term plus 20 basis points. The lower limit of the first set of housing interest rate policy is still not less than the corresponding period LPR minus 20 basis points. All localities can independently determine the minimum down payment ratio and the lower interest rate limit of the first and second houses within their jurisdiction according to the principle of city-specific policies and the local real estate market situation and regulatory needs.

　　The real estate market as a whole has turned into a buyer’s market where supply exceeds demand.

　　The real estate chain is long and involves a wide range, which can be said to lead the whole body.

　　In the second quarter of this year, affected by the macro-environment, residents’ ability and willingness to buy houses declined, and the recovery of buying houses as a bulk consumption lagged behind, and the growth rate of real estate market turnover slowed down. From January to July, the sales area of commercial housing was 665.63 million square meters, a year-on-year decrease of 6.5%; The newly started housing area was 569.69 million square meters, down by 24.5%.

　　On July 24th, the Political Bureau of the Communist Party of China (CPC) Central Committee held a meeting and pointed out that it is necessary to effectively prevent and resolve risks in key areas, adapt to the new situation that the supply and demand relationship in China’s real estate market has undergone major changes, adjust and optimize real estate policies in a timely manner, and make good use of the policy toolbox to better meet the rigid and improved housing needs of residents and promote the stable and healthy development of the real estate market.

　　Yu Xiaofen, Dean of China Institute of Housing and Real Estate, Zhejiang University of Technology, analyzed that the relationship between supply and demand in the real estate market has undergone major changes, mainly in three aspects: First, it has shifted from the seller’s market to the buyer’s market. After more than 20 years of large-scale development, the per capita housing construction area of urban residents in China has exceeded 41 square meters in 2022. Due to the negative growth of superimposed population and the middle and late stage of urbanization, the market as a whole has turned into a buyer’s market with oversupply, especially in small and medium-sized cities, where the inventory of commercial housing is large and the cycle of de-melting is long. The second is to shift from an incremental market to a stock-based market. In many cities, the growth rate of stock housing transactions is faster than that of new commercial housing sales, and the turnover of second-hand houses in some cities has exceeded that of new houses. Third, the proportion of existing home sales has steadily increased from auction sales to existing home sales.

　　"Adapting to the new situation that the relationship between supply and demand in China’s real estate market has undergone major changes, the implementation of a series of policies and measures in recent days can not only better meet the rigid and improving needs of residents, but also have great significance for expanding consumption, stimulating investment and stabilizing economic growth." Yan Xiaofen believes.

　　Dong Ximiao, chief researcher of Zhaolian, said that according to relevant calculations, the average decline in the interest rate of the first home loan was about 80 basis points. Take the stock mortgage with a term of 1 million yuan, 25 years and the original interest rate of 5.1% as an example. Assuming that the mortgage interest rate is reduced to 4.3%, the borrower’s repayment expenditure can be saved by more than 5,000 yuan per year, which will help reduce the housing consumption burden and increase the consumption and investment capacity of residents.

　　To promote the stable and healthy development of the real estate market, we need to be patient in many ways.

　　Experts interviewed said that the current timely adjustment and optimization of real estate policies has opened the market expectation window. In the short term, just-needed and improved demand will be concentrated in the market, and the market transaction volume may increase significantly before the end of the year. However, as a whole, the relationship between supply and demand in the real estate market has changed greatly, and it is greatly influenced by the macro environment. To look at the development of the real estate market with a more rational attitude, we must have both confidence and patience.

　　"When the overall development of the market slows down, the positive side will be particularly noticeable. For example, some markets will be more resilient and new business opportunities will emerge." Yu Liang, Chairman of Vanke’s Board of Directors, believes that the urbanization rate in China is about 65% at present, and it is expected to reach 70% in 2030, and the urban population will increase to about 980 million. According to the construction experience, it is conservatively estimated that the newly started real estate area of 1 billion to 1.2 billion square meters in the future is guaranteed.

　　Yu Liang said that according to the experience of London, Tokyo and other cities, the population will continue to concentrate in cities that can create jobs. Even after the market is fully mature, there will still be a large number of urban renewal projects in the central city to enhance the development vitality of traditional areas and meet the needs of job-residence balance. In addition, the construction of affordable rental housing, the renovation of villages in cities, and the construction and operation of real estate agents will also be important business growth areas in the future.

　　"The current policy is already exerting strength. I believe that with the joint efforts of all parties, as the economic operation continues to improve and the expectations for the future gradually stabilize, the market will return to a healthy and reasonable level." Yu Liang said.

　　Yan Xiaofen believes that in the medium and long term, to promote the stable and healthy development of the real estate market, we need to focus on both supply and demand: stabilize the market scale by accelerating the start of urban renewal and urban village transformation; By lowering the mortgage interest rate and expanding the coverage of housing provident fund, we will strive to improve the housing consumption capacity, relax the purchase restriction in big cities or districts where the relationship between housing supply and demand has undergone major changes, and stabilize market demand; By comprehensively promoting the "mortgage transfer" of second-hand houses, reducing transaction deed tax and reasonably reducing real estate agency fees, we will encourage trade-in and promote a virtuous circle of the market; Support high-quality state-owned housing enterprises and high-quality private housing enterprises equally, appropriately relax the restrictions on development conditions and stabilize real estate enterprises.

　　The relevant person in charge of the Ministry of Housing and Urban-Rural Development said that we will continue to focus on increasing confidence, preventing risks and promoting transformation to promote the stable and healthy development of the real estate market. Because of the city’s policy and precise policy, we will vigorously support the demand for rigid and improved housing, solidly promote the work of ensuring the people’s livelihood and stability, resolve the risk of corporate capital chain breakage, strive to improve quality, build a good house, rectify the order of the real estate market, and let the people buy houses and rent houses with confidence.

　　Xinhua News Agency, Beijing, May 23rd　Question: the national six b emission standards will be fully implemented, and what changes will the automobile industry welcome?

　　Xinhua News Agency reporters Zhang Xinxin, Yan Fujing, Gao Kang

　　The Ministry of Ecology and Environment, the Ministry of Industry and Information Technology and other departments recently jointly issued an announcement. From July 1, 2023, the national sixth emission standard 6b stage will be fully implemented, and it is forbidden to produce, import and sell cars that do not meet the national sixth emission standard 6b stage.

　　The "boots" of the emission standard policy have been put on the ground, accelerating the automobile industry to enter a new stage of green development. What changes will the full implementation of National Six B bring to the automobile market? Will the fuel vehicle market usher in a "price reduction tide"? Will it accelerate the promotion of new energy vehicles?

　　The car market share of "National Sixth B" exceeds 90%, and the industry has entered a new stage.

　　"National Six Standards" is a standard for preventing and controlling motor vehicle pollution emissions and improving ambient air quality. The "National Six Standards" for light vehicles set two emission limit schemes, National Six A and National Six B, which were implemented in 2020 and 2023 respectively.

　　National Sixth B is about to be fully implemented, but the preparation of the market and industry is not limited to the present.

　　"Since ‘ National Six Standard ’ Since its release, most enterprises have directly carried out product research and development and production in accordance with the requirements of the National Six B standard. The industry is equivalent to implementing the National Six B standard in advance, and the National Six B vehicles occupy a major market share. " The relevant person in charge of China Automobile Industry Association said that many models have already completed the transformation of National Six B, and there is no technical difficulty from the perspective of enterprise production. It is understood that since the implementation of the standard, the proportion of light-duty vehicles in the national six B vehicles has exceeded 95%, and the market share of the national six B vehicles has exceeded 90%.

　　Guangzhou Automobile Group said that all its fuel vehicles have been switched to the National Six B standard; Changan Automobile also shows that there is no pressure for the arrival of National Sixth B, and the newly launched Yida is in line with the National Sixth B standard … … Facing the implementation of standards, manufacturers are ready.

　　The reporter interviewed a number of industry experts and said that from the perspective of the new car market, the implementation of the National Sixth B will not have much impact on the auto market. The National Sixth B Standard has been promoted in advance in first-tier cities such as Beijing and Shanghai, and the implementation of the new regulations has little impact on the automobile market in these cities. In other cities that haven’t implemented the national six-B standard, if there are relatively many vehicles in stock in the national six-A, there will be a certain price drop in the short term, but this will be experienced in all previous emission standard switches. The development trend of green and low carbon in automobile industry itself is the embodiment of market demand, which will also accelerate the transformation of automobile enterprises and industries.

　　Half-year sales transition period, to promote the smooth continuation of the market.

　　The release of the national six emission standards has given the market a long adjustment window. Implementing standards in advance in key areas is conducive to alleviating the industry pressure when the policy is formally implemented.

　　At the same time, the announcement made it clear that for some light-duty vehicle models such as National Six B, which were reported as "monitoring only" in the actual driving pollutant emission test (RDE test), a half-year sales transition period was given and sales were allowed until December 31, 2023. This move is also to enable manufacturers and distributors to rationally plan the layout and complete the product switching and sales as soon as possible.

　　The reporter learned from China Automobile Industry Association that China Automobile Association has established an inventory scheduling mechanism with the top ten automobile groups and other member units to organize and schedule industry inventory data on a monthly basis. By the end of January 2023, there were more than 1.89 million vehicles in stock that did not meet RDE requirements.

　　The person in charge of China Automobile Industry Association believes that the current inventory pressure is caused by objective factors. Among them, there are some factors such as "demand contraction, supply shock, expected weakening" and other factors such as the poor performance of the automobile market, and it takes some time for product production to switch, and new energy vehicles accelerate the replacement of traditional fuel vehicles. After months of promotion, the inventory has fallen sharply.

　　"The policy gives a half-year sales transition period, which is conducive to stabilizing the mentality of dealers and enterprises, orderly destocking, and helping the car market to make a smooth transition." Cui Dongshu, secretary general of the National Passenger Car Market Information Association, said.

　　Accelerate the guidance of green intelligence and promote industrial iterative upgrading.

　　The industry believes that the full implementation of the national six B emission standards has a positive role in promoting the iterative upgrading of the fuel vehicle market and the new energy vehicle market.

　　Recently, the the State Council executive meeting deployed to speed up the construction of charging infrastructure. The National Development and Reform Commission and the National Energy Administration issued the "Implementation Opinions on Accelerating the Construction of Charging Infrastructure to Better Support the Rural and Rural Revitalization of New Energy Vehicles". A series of policies to encourage automobile consumption, especially to support the consumption of new energy vehicles, have been introduced to accelerate the upgrading of the industry to green and intelligent.

　　With industrial orientation and policy support, car companies have accelerated their layout, and the market is constantly exploring model innovation: Chery recently announced preferential measures for going to the countryside, and its "QQ Ice Cream" went to the countryside to launch 1000 yuan/Taiwan car purchase subsidies; Charging service providers can promote the penetration of business in rural areas, forming a charging service network covering 55,000 stations and 575,000 charging guns nationwide; Hangzhou Longyuan Electric Power Co., Ltd. and related units jointly worked out the optimal power supply scheme of charging station, and monitored the working state of charging pile and charging protection system in real time through digital technology & HELIP; …

　　The proportion of freight new energy vehicles is constantly increasing, and the market promotion of new energy vehicles is accelerated. Take Lala as an example. In October last year, the proportion of new energy truck drivers on the platform reached 25%. According to the prospectus of Cargo Lala, by the end of last year, Cargo Lala had over 35,000 electric vehicle charging stations in over 270 cities in China.

　　"Industrial upgrading is the general trend." Xu Haidong, deputy chief engineer of China Automobile Industry Association, believes that both the implementation of emission standards and the promotion of consumption policies will further promote the green transformation of the entire automobile industry and accelerate the popularization and application of new energy vehicles. The next step is to do a good job in policy implementation and continuously improve the overall competitiveness and development quality of the automobile industry.

　　Editor’s note:Winter is the season when vitality lurks and hides. It is the end of one year and the beginning of the next. As the saying goes, "Spring grows, summer grows, autumn harvests, and winter hides", so it is very important to keep in good health in winter. Look at the key points of winter health care!

　　Keep healthy in winter, go to bed early and get up late.

　　According to the theory of traditional Chinese medicine, man and nature are a whole, and man should adapt to the four seasons changes of nature and arrange his daily life and rest reasonably. Hong Zhaoguang, chief physician of Beijing anzhen hospital, pointed out that when the sun rises, the body clock will send out instructions and the sympathetic nerves will start to get excited, which means you should get up.

　　In winter, the days are shortened and the nights are increased. People should also follow the principle of "winter storage", appropriately extend their sleep time, and adjust their work and rest to "go to bed early and get up late", sleeping one or two hours earlier than in other seasons and getting up one or two hours later. Liu Dequan, chief physician of Chinese Medicine Department of Beijing Geriatric Hospital, reminded. Old people who are weak in yang should wait until the sun comes out to avoid cold evil. Otherwise, it is likely to cause respiratory diseases such as colds, coughs and asthma, and even induce accidents such as angina pectoris.

　　Keep healthy in winter, have breakfast late, have dinner early.

　　Get up late in winter, breakfast should also be postponed. When people sleep, the digestive system is still working hard to digest the food they eat in a day. If you eat breakfast too early, it will make your digestive system tired. After getting up, you can drink a little water first, and then prepare breakfast in a leisurely way, leaving enough rest time for the digestive system.

　　The habit of going to bed early at night also determines that dinner should be eaten early in winter, especially for the elderly, whose digestive function is weak, so it is more necessary to eat early to ensure that the body has enough time to digest food thoroughly. This can not only avoid food accumulation at night, but also ensure good sleep quality.

　　Eating "hard" early and drinking thin late in winter

　　The "hard" eating early here actually doesn’t mean something with hard taste, but food with rich nutrition and high energy. Liu Dequan said that a good breakfast can better ensure the energy needed for a day’s activities. Such as lean meat and cereal. However, the elderly with weak digestive function should also consider whether the food is digestible.

　　After dinner, people’s activities will be reduced. In order to avoid food accumulation, we should eat less and choose digested food, porridge is better, and meat and spicy food are best avoided. Eating porridge for dinner also has the functions of nourishing the stomach and calming the nerves. It is recommended that the elderly can eat some yam porridge, lotus seed porridge, jujube porridge and so on.

　　Drinking water early and honey late in winter.

　　There is a saying in Chinese medicine: "Drink salt water early and honey late". Yang Li of Xiyuan Hospital of Chinese Academy of Traditional Chinese Medicine explained that salt has the functions of clearing heat, cooling blood, detoxifying and nourishing kidney. Drinking a glass of light salt water on an empty stomach after getting up in the morning is helpful to reduce fire and benefit the kidney, relieve constipation and improve the digestive function of the stomach, and is also good for those who get angry and have sore throat. However, patients with cardiovascular and cerebrovascular diseases such as hypertension and people with poor renal function should drink carefully; Generally, the salt in 100ml water should not exceed 0.9g, so as not to increase the burden on kidneys and heart.

　　Drinking honey water at night can help digestion and sleep. Before going to bed every day, you can scoop a spoonful of honey and mix it with warm water. But people who have the habit of getting up at night had better not drink honey at night, because its sugar content is high, which is easy to cause polyuria; People with diabetes should also drink carefully.

　　Doing morning exercises in winter is late, late and early.

　　Whether you get up early or exercise in the evening, you also need to adapt to the seasonal characteristics of winter. Liu Dequan believes that a major principle in choosing exercise time is: don’t exercise until you see the sun. Therefore, the morning exercise should wait until the sun comes out, and the evening exercise should be before the sun goes down. Only in this way can we ensure that the yang in the human body is not damaged. Therefore, in winter, the time of morning exercise is later than other seasons, and the exercise in the evening is earlier than other seasons.

　　In addition, the temperature is low in the morning and evening in winter, and the temperature difference between indoor and outdoor is large. If you go out to exercise too early, you are more likely to catch cold, and your blood pressure may rise due to vasoconstriction, which may cause physical discomfort. Exercise too late at night may also lead to discomfort due to temperature problems, especially for the elderly with cardiovascular and cerebrovascular diseases.

　　In winter, keeping in good health, exercising early, exercising quietly, exercising late and exercising more.

　　Some people like doing exercises and boxing, while others like running and dancing. We should choose different exercise methods according to different physical conditions. Wu Wenqiang, an associate professor at the School of Education of Beijing Sport University, believes that people just wake up from sleep in the morning, and the whole body is still in a state of "inhibition". Proper exercise can help restore vitality. However, the awakening of the human body needs a process, which should be gradual, so you should not do more strenuous exercise in the morning, and you can do morning exercises and play Tai Chi.

　　In the evening, the human body is basically active. Research by British sports physiologists also found that after 4 pm and at night, people’s physical strength, responsiveness and adaptability will reach a better state, and their heartbeat and blood pressure will be relatively stable. Therefore, you can do a little more intense activities, such as playing ball and running, and the elderly can also choose dancing, brisk walking and other sports. However, if the exercise time is arranged 20 minutes after dinner or 10 minutes before going to bed, it should be as gentle and gentle as possible, such as walking.

　　Keep healthy in winter, get up early in the sun and soak your feet at night.

　　Sunbathing helps to supplement calcium and cheer up the spirit. Liu Dequan suggested sunbathing more in the morning for 15 minutes, which can help to improve the level of vitamin D in the human body and promote calcium absorption. In Japan, sunbathing regularly after getting up early is regarded as a kind of sleep therapy, because sunbathing can make the biological clock in the human body gradually return to normal, which is one of the keys to relieve insomnia.

　　Soaking feet with hot water helps blood circulation and improves sleep quality, so it is recommended to do it before going to bed. After a day’s activity, I feel tired at night, and my liver and kidney are in urgent need of rest and recuperation. Yang Li said that the best way to recuperate at this time is to soak your feet. Liu Dequan also suggested that you should soak your feet in water at about 40 degrees Celsius for half an hour before going to bed, so that you can get hot, but you can’t sweat obviously. After soaking your feet, it is suggested that you should stop doing other activities and fall asleep every few minutes, which is better.

　　Tonifying health in winter is not a mistake.

　　Many people think that winter is a golden season for tonic. When winter comes, all kinds of tonics are eaten in large quantities, and many businesses have launched various "packages" and "partners" to meet the needs of consumers. In fact, it is enough to make up for it properly in winter. In winter, it is mainly closed, not leaked. Excessive tonic will lead to the disorder of body balance, especially the excessive use of nourishing yang and invigorating qi will lead to the leakage of essence in the body, resulting in "no essence in winter". Therefore, in winter, it should be properly supplemented, and it is not possible to make up for it. In particular, ginseng, velvet antler and other "sharp tools" for invigorating qi and tonifying yang should be more cautious.

　　Love to eat in winter, but don’t eat in error.

　　It’s freezing in winter, eating a spicy hot pot and sweating all over, and many people will feel very comfortable, but they don’t know that this is dissipating the yang of the human body. In winter, we should give priority to nourishing yin essence, and we must not use hot products indiscriminately. Of course, you can’t eat some cold products in winter, so as not to damage spleen yang, affect spleen and stomach transport and destroy digestive system. In short, in winter, we should give priority to a peaceful and moist diet, such as drinking more porridge, putting some jujube, medlar, longan, tremella and lily appropriately, and adding a small amount of ginger as appropriate, which can be tonic but not greasy, moist and not dry, and is a good tonic for winter. Taboo a large number of hot products such as mutton, pepper, etc., and a large number of cold products such as fruits and ice cream.

　　Want to drink in winter health, don’t drink in vain.

　　In winter, many people like to drink some white wine to warm themselves up. In fact, moderate drinking is beneficial to health, which can warm the blood vessels, dispel the wind and dispel the cold. The common recipe for postpartum biochemical soup is to take it with white wine. However, liquor is a warm product after all. Excessive drinking will dissipate human yang, and excessive drinking will also cause dampness and phlegm, which will make people feel dizzy and depressed. Nowadays, many young people like to drink drinks. These drinks contain a lot of sugar, which can easily lead to obesity. In winter, drinking too much drinks will damage spleen yang and lead to indigestion. At the same time, some drinks also contain a lot of gas, which can easily lead to bloating after drinking. Therefore, you should not drink too much white wine or drink too many cold drinks in winter. In fact, red wine, as the most natural healthy drink, has the merit of beauty beauty and can be used as a good health product in winter. In addition, black tea is sweet in taste, warm in nature, good at storing yang, generating heat and warming the abdomen, which can enhance the human body’s resistance to cold, and also has the functions of removing greasy food, appetizing and refreshing, so it is very suitable for drinking in winter. (Source: Life Times, China Chinese Medicine News)

　　The drastic changes and interest pattern adjustment brought by the new economy are fully reflected in the field of online car rental. On the one hand, the platform and networking characteristics of the new economy expand the scope and depth of the impact of contradictions. On the other hand, the new policy of online car rental involves a wide range, and the interest game increases the difficulty of landing the new policy.

　　The reporter of the Economic Information Daily learned that the Interim Measures for the Administration of Online Booking of Taxi Operating Services has been implemented for more than half a year, and the implementation rules of many local governments have not yet been issued. Some cities that have issued rules but have higher thresholds are facing "landing difficulties".

　　Many people in the industry and experts suggest that we should be fully aware of the pulling effect of the sharing economy represented by the online car ride on social employment and the revolutionary role of the social management model, and suggest using the "subtraction" of power in exchange for the "multiplication" of market vitality.

　　Some cities’ new policies about car network are "difficult to land"

　　The reporter learned that as of April 24, 2017, 85 cities have issued detailed rules for the implementation of the network car, 115 cities have completed soliciting opinions, and more than 100 cities have not yet completed soliciting opinions.

　　In some areas where the New Deal has been introduced, the policy landing still faces a game situation. The reporter learned that there are two main focuses of the game between policy requirements and platform interests: first, whether to implement household registration, vehicles, wheelbase and other requirements; The second is to what extent the operational data accessing the supervision platform needs to be reached and what content it contains.

　　In the actual operation process, some cities have imposed many restrictions on drivers’ household registration and vehicle price wheelbase, taking into account the local taxi market capacity and the strategic needs of urban development. Some platforms have found that the implementation of the New Deal in cities with higher thresholds will reduce the network car capacity by more than 90%, which is a heavy blow to the platform.

　　At the same time, the platform-based characteristics of the online car-sharing platform have broken the tradition of "the company is local" in the past. If the online car-sharing platform does not set up a local subsidiary, the local management department may not find a communication partner during supervision, which aggravates the difficulty of solving the problem.

　　On the other hand, the new economy, represented by the online car-hailing platform, quickly seized market share through subsidies and financing, but this fast pace had a great impact on the balance pattern of the traditional taxi industry in a short time. At the same time, in some higher threshold areas, it has also caused a greater "crowding out effect" on the network car drivers. These factors have led to constant friction between cruise car drivers and network car drivers in some places.

　　The new policy of network car has a wide range of influence groups. According to Didi’s travel statistics, as of February 2017, the total number of drivers registered on Didi platform reached more than 17.5 million. There are 2 million active drivers on Didi Platform, and the per capita daily income exceeds that of 160 yuan, while the total number of taxi drivers in cities across the country has reached 2 million. At the same time, there are thousands of software and algorithm engineer behind Didi.

　　The parties have different reactions to the new policy of online car.

　　The reporter learned that the situation of the New Deal landing across the country varies widely, and the views of all parties on the network car industry have also wavered.

　　In some places, the implementation period of the New Deal has passed, but the non-compliant network car is still in operation. The driver of the cruise car doesn’t know whether to stay at his job, and the driver of the network car doesn’t know whether to change careers.

　　According to the statistics of the Transportation Bureau of Beijing Municipal Commission of Communications, after the appearance of the network car, the income of cruise car drivers dropped from about 6,500 yuan in 2013 to about 4,500 yuan in the first half of 2016. From 2014 to 2016, the driver team lost nearly 10,000 people. However, taxi operation has improved recently.

　　A Didi executive, who asked not to be named, said that after the introduction of the New Deal, Didi’s car business also experienced a sharp decline, and drivers were losing a lot.

　　At the same time, passengers’ choice of online car has also wavered. According to reports, before the Spring Festival in 2017, the average number of taxi calls per day of passengers in some big cities soared from more than 300,000 to 900,000, and the response rate of taxis on the Didi platform was only 40%. In addition, after the New Deal gradually landed, the capacity of Didi Express bus decreased, and the response rate dropped from 90% in October 2016 to about 50% in March 2017, which greatly reduced the travel experience of passengers.

　　The capital market has also begun to hesitate and "can’t figure out" the market prospect of the online car platform. Due to the impact of the New Deal on the market, the market valuation of many online car platform companies has declined, which has also affected the layout of enterprises at home and abroad. Some insiders said that the upsurge of domestic venture capital in sharing the economy such as online car rental has subsided.

　　The New Deal is hard to reflect management anxiety.

　　The Interim Measures for the Administration of Online Booking Taxi Management Service has been implemented for more than half a year, but the detailed rules for implementation in many places have not yet been promulgated.

　　The demand for online car is different from place to place. Some places think that cities should give priority to the development of public transport, and the online car ride is only a supplement, and it should be more "high-end" than cruise taxis. Therefore, set a higher model, price, displacement and wheelbase threshold for the network car. There are also some places that hope that the network car will take into account the high, medium and low-end needs. For example, Haikou cancels the restrictions on the displacement of the network car, while Lijiang and Hanzhong choose to connect the cruise taxis to the network car platform as a whole.

　　Wei Dong, CEO of the First Automobile Car Company, said that road traffic congestion in first-tier cities in China is serious, and it is reasonable for local management departments to choose to raise the threshold for online car booking. However, the taxi market in second-and third-tier cities is not saturated, so the policy of online car booking can be relaxed.

　　As for whether the number of taxis should be controlled. A grassroots cadre said that the Ministry of Construction issued the Code for Planning and Design of Urban Road Traffic in 1995, which stipulated that the number of taxis in big cities should be 20 per 10,000 people and 15 in small and medium-sized cities, which became the standard for calculating and controlling the number of taxis in most cities.

　　However, there are also views that this standard has not changed for many years, and the network car is not the main cause of road traffic congestion, and the quantity control should be released in due course. The Research Group of Professor Yan Xuedong of Beijing Jiaotong University released the Analysis Report on Beijing Road Traffic Operation Based on Didi Big Data in October 2016, which holds that the network car uses economic laws as a lever to adjust the supply and demand of the traffic market, and information symmetry as the core to match the demand, which helps to reduce the empty driving rate of vehicles.

　　Interest game increases the difficulty of landing the New Deal. In many places, the development of online car rental has caused the price of taxi licenses to shrink, and some taxi drivers and agents who speculate on licenses have been seriously damaged. For example, in some cities, taxi licenses have increased from 200,000 yuan to 800,000 yuan in the past, and have been reduced to 400,000 yuan due to the competition of online car rental.

　　Some people in the industry said that the formulation of the local version of the new network car deal faces multiple interests considerations. Before the reform of taxi industry, drivers had a license for life, which made them lack the motivation to improve their services. However, if the local taxi companies are accelerated to withdraw by means of license depreciation and redemption, these companies may find it difficult to accept.

　　The law enforcement of the network car has also caused administrative reconsideration in various places. An executive of a car rental company in Nanjing said that private cars in Nanjing were converted into operating vehicles, and the passenger management office of the Transportation Bureau allowed it when accessing the platform, but the vehicle management office of the Public Security Bureau failed the annual inspection. It is difficult for many private cars to access the network car platform.

　　An official of Kunshan Municipal Transportation Bureau said that some platforms openly resisted the law, not only encouraging vehicles punished in Kunshan to file administrative reconsideration, but also reimbursing fines. Some local transportation management departments frequently receive administrative reconsideration of the network car, and basically can’t do other things.

　　Xu Kangming, an expert on taxi reform, believes that after the release of the local New Deal, measures should be taken to let illegal personnel and vehicles withdraw, otherwise it will destroy the fair market environment. On the one hand, cruise taxi companies can’t expand their scale, on the other hand, law-abiding online car companies will pay a great price.

　　Caring for the "source of vitality" of the sharing economy

　　Some interviewed experts believe that we should be fully aware of the pulling effect of the sharing economy represented by the online car ride on social employment and the revolutionary role of the social management model, and suggest using the "subtraction" of power in exchange for the "multiplication" of market vitality.

　　In-depth research network car companies, scientific evaluation. The sharing economy, represented by the online car ride, poses a new challenge to the urban traffic management model. Behind the transformation of the kinetic energy of the old and new economies is the differentiation of the benefit groups of the old and new economies. The insiders believe that the beneficiary groups in the old economy are relatively concentrated and highly organized, but the beneficiary groups in the new economy are more extensive and their voices are more dispersed. Therefore, we should consider the affordability of the old economic benefit groups and the extensiveness of the new economic benefit groups in policy formulation.

　　There is strong capital support behind the rise of platform economies such as Didi, Ali and Tencent, which has also benefited many people. Moreover, the credit economy, platformization and big data management may give birth to new technologies such as intelligent transportation, driverless driving and car networking, which are the trend of future economic and social development and the important support for the government to build new management functions, and should be treated with a more open mind.

　　An executive of Didi said that although the "zombie car" of Didi Platform is not easy to manage, it indicates that the surplus capacity of social vehicles can be fully released when the urban capacity is tight. Cheng Wei, founder and CEO of Didi Chuxing, said that it is a great opportunity for China to transform its traditional industrial industries with Internet thinking if it wants to overtake western industrial powers in corners.

　　On the one hand, formulate a relatively scientific withdrawal and compensation mechanism to alleviate the anxiety of social groups in transition. During the transition period of the New Deal, many full-time online car drivers may lose their jobs. It is suggested that relevant policy explanations and guidance should be carried out in a targeted manner to attract them to work part-time on platforms such as car rental companies.

　　On the other hand, scientifically foresee the challenges that part-time taxis may bring. The sharing economy model may bring drivers a wider range of part-time jobs, which will increase the difficulty of management and may also impact the average income level of the taxi industry. Car rental companies can be encouraged to increase their own vehicles to cope with the ebb and flow of Internet supply, and monitor and evaluate the average income of the taxi industry, so as to scientifically guide the development of the industry.