Weilai’s first 150-degree battery pack went offline: the battery life broke thousands of kilometers.

Weilai's first 150-degree battery pack went offline: the battery life broke thousands of kilometers.

Weilai announced that the first 150-degree mass-produced battery pack was officially launched, and it is expected to be loaded in the second quarter. The battery pack has a battery life of 1,055 kilometers, but its price is relatively high. It is revealed that the price equivalent to an ET5 is about 300,000 yuan.

Qin Lihong, president of Weilai, has publicly stated that the cost of a 150-degree battery pack is very high, which is equivalent to an ET5. Considering the starting price of ET5 is 298,000 yuan, it can be predicted that the price of 150-degree battery pack will far exceed other ordinary battery packs on the market at present.

Nevertheless, this large-capacity battery pack provides users with more choices. At present, Weilai has launched 75-degree and 100-degree versions of battery packs, and there are obvious differences in prices. If the price of 150-degree battery pack is too high, it may limit its market prospect.

It is worth noting that although the 150-degree battery pack has a large capacity advantage, it is still a question whether the average user really needs such a large capacity battery. Therefore, it is difficult to make an accurate evaluation of its subsequent market performance before determining the price.

LI’s financial report in the first quarter of 2013 did not consider the coming of pure electricity at a reduced price.

Financial report for the first quarter of 2023: Without considering price reduction, pure electric vehicles are coming soon.

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  • At present, the price reduction is not considered, and the pure electric vehicle will be released in the fourth quarter of 2013.
  • The performance in the first quarter reached a new high, hitting 30,000 deliveries in June.
  • Marketing management fee rate dropped to 9.8%.
  • The company will develop "intelligence" and "electric energy" in the next stage-"dual-energy strategy"

LI’s performance in the first quarter hit a new high, hitting 30,000 deliveries in June.

May 10th, LI (Nasdaq:LI;; 02015.HK) released the financial report for the first quarter of 2023. The financial report shows that LI achieved revenue of 18.79 billion yuan in the first quarter, a year-on-year increase of 96.5%, a record high, slightly higher than the market estimate of 18.68 billion yuan; The net profit was 934 million yuan, and the net loss in the first quarter of 2022 was 10.9 million yuan, up 252% from 265 million yuan in the fourth quarter of 2022.

LI’s outstanding financial performance in the first quarter was supported by the substantial increase in sales. In terms of delivery volume, in the first quarter of this year, LI delivered a total of 52,600 vehicles, up 65.8% year-on-year, achieving the best single-season delivery result.

For the second quarter of this year, LI gave delivery guidelines of up to 76,000 to 81,000 vehicles, up 164.9% to 182.4% year-on-year; It is estimated that the revenue will reach 24.22 billion yuan to 25.86 billion yuan, a year-on-year increase of 177.4%-196.1%.

At the conference call, Li Xiang, CEO of LI, said that the delivery volume of LI will continue to climb in the second quarter, and we should strive to achieve the goal of delivering 30,000 vehicles in a single month in June this year. The pure electric vehicles in LI will be released in the fourth quarter of this year. After the release, they will start the test drive in the store and gradually start the delivery, which will keep the same pace of release and delivery as the L9, L8 and L7 models.

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Sales in management fee rate fell to 9.8%.

At present, the annual gross profit rate target is 20%, and the sales management fee rate is reduced to 9.8%. As far as gross profit rate is concerned, the overall gross profit rate and automobile gross profit rate in LI are both down year-on-year and up month-on-month. The gross profit margin was 20.4% in the first quarter, 22.6% in the same period last year and 20.2% in the fourth quarter of 2022. The gross profit margin of automobiles was 19.8%, compared with 22.4% in the same period last year and 20% in the fourth quarter of 2022.

Li Tie, CFO of LI, said that in the first quarter of this year, the overall gross profit margin of vehicles decreased, and it is expected that all sales in Li ONE will be completed in the first half of this year. At the same time, there is still room for improvement in the profit margin of the Air version. However, considering other potential factors, we still maintain the goal of 20% gross profit margin for the whole year.

LI’s R&D expenditure is also rising. In the first quarter, it invested a total of 1.85 billion yuan in R&D, up 34.8% year-on-year, and the R&D expenditure rate remained at around 10%, which was in line with LI’s previous expectations. Li Tie said that the R&D expenditure will remain the original annual plan, at around 10 billion to 12 billion yuan. Sales management expenses depend on the profit level and will be further optimized.

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Due to LI CEO Li Xiang’s speech at the Weibo a few days ago, LI’s expenses have further become the focus of economic industry analysts.

Li Xiang released Weibo and said: "The market expense rate of LI brand is 0.6%, including all public relations, activities, advertisements, auto shows, press conferences, car owners’ operations, etc. I have to approve the expenses of tens of thousands of yuan to avoid wasting money." At the same time, he also mentioned that the market expense ratio of mainstream brands is 2%-3%, which is 4-5 times that of LI.

It has always been called the ideal of "picking factories", and many economic analysts have commented that the expense rate is properly controlled. The financial report for the first quarter shows that in the first quarter of 2023, LI’s sales, general and management expenses were RMB 1.65 billion, up 36.8% year-on-year and 0.9% quarter-on-quarter, accounting for 9.8% of revenue, further decreasing compared with 2022. In 2022, LI’s sales, general and management expenses will be 5.665 billion yuan, accounting for 12.5% of the total revenue, and both of them will exceed 20%.

At present, price reduction is not considered.

At present, the price of lithium carbonate, the raw material for batteries, has dropped sharply. Some analysts asked LI if there was any plan to reduce the price. Li wanted to reply, "There is no consideration of reducing the price at present, because when we made detailed long-term planning and pricing, we have already set the price at the most competitive price in the corresponding price range according to the level and size of each vehicle, and both upward and downward fluctuations will be problematic. This is the fundamental reason why we have been very cautious in pricing and insist on long-term consideration. "

The ideal pure electric vehicle was released in the fourth quarter of 2003.

There are market rumors that LI pure electric vehicles will be postponed until next year. At the earnings conference call, Li Xiang revealed that the pure electric vehicles in LI will be released in the fourth quarter of this year. After the release, they will start the test drive in the store and gradually start the delivery, which will keep the same release and delivery rhythm as the L9, L8 and L7 models. By 2025, the product layout of "1 super flagship model +5 extended-range electric vehicles +5 high-voltage pure electric vehicles" will be formed, which will face more than 200,000 markets and fully meet the needs of home users.

The ideal pure electric vehicle will use Kirin battery from Contemporary Amperex Technology Co., Limited, and the Kirin battery has been mass-produced. According to the technical parameters provided by Contemporary Amperex Technology Co., Limited, the volume utilization rate of Kirin battery can reach 72% at the highest. The new battery pack can increase the energy density of ternary battery system to 255Wh/kg, and the energy density of lithium iron phosphate battery system to 160Wh/kg. Kirin battery will be suitable for two battery types, which means that the ideal pure electric vehicle will have two battery versions.

At the same time, ideally, it is estimated that more than 3,000 charging stations will be built by 2025.

Changzhou factory has two production lines, and Beijing factory produces pure electric vehicles, with an annual production capacity of 100,000 units in the first phase.

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In terms of production capacity, Ma Donghui, President and Chief Engineer of LI, introduced.

Changzhou factory has two production lines, one is double-shift production, which can produce 20,000-25,000 vehicles per month; Another single-shift production line produces ideal L7 and ideal L8, which can produce 10,000-12,000 vehicles per month. If both production lines are produced in double shifts, the monthly output can reach 50,000 vehicles, which can completely match the current ideal delivery volume.

For pure electric vehicles, the LI factory will plan to design a production capacity of 100,000 vehicles per year. At present, the current production capacity of Changzhou factory in LI can fully meet the delivery volume of ideal L-series vehicles. For example, the surge in orders can be solved by scheduling and recruitment functions.

The company will develop "intelligence" and "electric energy" in the next stage-"dual-energy strategy"

At the auto show on April 18th, Ideality released its next stage of development, "Double Energy Strategy".

"Intelligence" and "Electric Energy" —— "Dual Energy Strategy"

"intelligence": the era of intelligent driving 3.0 represented by urban NOA,

"Electric Energy": Opening a new chapter of keeping pace with extended-range electric and high-voltage pure electric.

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It is more convenient to go to the overcharge station than to the gas station.

In terms of urban NOA, Ma Donghui introduced that at the end of this year, the urban NOA function will be pushed to 100 cities across the country, and the order of pushing is related to the logic and the number of local LI models. The technical architecture of an ideal city NOA does not depend on high-precision maps, so theoretically speaking, our city NOA function can be used wherever there is a navigation map. If the number of ideal L9, ideal L8 Max and ideal L7 Max in the city where the user lives is higher, and the number of driving miles is higher, the data packet in this city will be larger, and there will be an opportunity to release the NOA function of the local city earlier.

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Veteran Yang Jinyuan: A novel blew the "assembly number"

  


  Photo of Yang Jinyuan when he joined the army Source: Liberation Army Daily


  


  Xiaogang Feng is with Yang Jinyuan. Source: Liberation Army Daily


  "Every sacrifice is immortal!" The New Year’s blockbuster "Assembly" directed by Xiaogang Feng received rave reviews from the audience as soon as it was released. Yang Jinyuan, the author of the original film "Lawsuit", a retired sailor and editor-in-chief of Overseas Chinese Times in Putian City, Fujian Province, quickly became a hot figure.


  After graduating from high school, Yang Jinyuan entered the military camp and became a sailor in a frigate brigade of the Shanghai base of the East China Sea Fleet. Looking back on his military career, Yang Jinyuan often lamented: "It was six years as a sailor, which gave me the precipitation of military life and made me create military themes. My fate with Lawsuit and Assembly also comes from the military complex in my bones. "


  Yang Jinyuan said that the novel "Lawsuit" was written by accident, and it was more due to his sensitivity to an event. It was one day six years ago, Yang Jinyuan was watching TV with his family, and the talk show People’s Story of CCTV caught his attention. The film tells the story that all the comrades-in-arms of a veteran were killed in a battle of the liberation war, and only he survived the injury. For a long time, the veteran has been looking around for the remains of his comrades-in-arms to prove that they are not missing persons but martyrs. In order to remember his comrades-in-arms, the old man moved his home near the military camp. Whenever the bugle sounded, he always appeared at the gate of the military camp. "Although it took only two minutes for TV programs to tell this story, the two images of bugles and veterans immediately aroused my strong interest. I thought at that time that I could write a novel about it, just about war, commitment and credit! " Yang Jinyuan was deeply moved by the war friendship forged in the gunfire and smoke, and his creative inspiration poured out.


  So, Yang Jinyuan wrote this true story into the novel "Lawsuit". In order to cover the transfer of large troops, the persistent "one-track-minded" company, Elder Valley, was ordered to fight a war of resistance, and made an appointment with the colonel, taking the assembly number at midnight as the order to retreat. However, the old valley and the brothers of the whole company killed from day to midnight, and then from midnight to dawn, waiting hard in the fight of life until the whole company was killed one after another, leaving only the old valley injured and surviving, and did not hear the assembly number blowing. Did the colonel forget to let the trumpeter play the trumpet, or did the troops leave the whole company behind? This question has been puzzling the old valley. After being separated from his troops, Lao Gu spent decades looking for the head of the regiment, trying to "make a statement", only to learn that the head of the regiment had died in the Korean battlefield. The novel was first published in the April issue of Fujian Literature in 2002, and then reprinted in the June issue of Novel Monthly. Later, Zhang Guoli, a famous actor, discovered The Lawsuit and recommended it to Xiaogang Feng, a famous director. The film Assembly has a story template.


  From an early age, Yang Jinyuan often heard his family tell him "revolutionary fragments". "After a place, my parents will tell me that it was here decades ago that they ventured through the blockade to survive. At the time of the war, big or small dangers often come. In the open and dark battles between the enemy and me, life and death are often in a flash. " Fujian is an old revolutionary base area. In wartime, "missing" soldiers are not uncommon. In the chaos of war and chaos, troops often reduce their numbers or temporarily increase their numbers. The people who lead the troops often can’t know exactly how many people were in the army yesterday and how many people are today. It is even more difficult to find out how some people are missing afterwards. Therefore, in post-war statistics, the number of "unknown martyrs" far exceeds that of famous martyrs with surnames. According to the pension statistics of the Ministry of Civil Affairs at the beginning of liberation, there were more than 1 million famous martyrs in the revolutionary war, and the unknown martyrs were at least several times this number. After the diffuse smoke clears, some things are often ignored or even forgotten.


  For such a thing, Yang Jinyuan gradually developed a sense of responsibility to "reflect it". In 1991, Yang Jinyuan, who had returned from the army to work in Putian, began to take over the task of shooting a feature film on revolutionary themes. During that time, he traveled all over the old revolutionary base areas in Putian, surrounded by past details every day. "It is difficult for people to recall something completely. He doesn’t know what a feature film wants. Although the past history is grand, all the people in the authorities will know are some details, and what he tells you are some personal feelings," Yang Jinyuan said. "Later, I thought it might be more appropriate to write this history in the form of a novel." If we carefully taste Yang Jinyuan’s war novels, we should pay attention to individual destiny, which is the "central idea" of his creation. On the contrary, war becomes blurred and becomes the background of the fate of the characters, because in his view, the novels focus on people and their thoughts and souls.


  Yang Jinyuan has his own understanding that his novel "Lawsuit" can be seen by Xiaogang Feng and made into such a blockbuster with strong repercussions: "In the past, military movies and TV shows, such as Heroes and Children, Fighting in the South and Fighting in the North, etc., all highlighted the lofty image of soldiers, but now such films have begun to change to describe the inner heart of the characters, such as Bright Sword, Years of Burning Passion and so on. And "Lawsuit" is all about the fate of small people from beginning to end. I discuss the problem of human nature and look back at the war from human nature. Perhaps this attracted Feng Dao. "


  This cooperation with Xiaogang Feng is not the first "electric shock" for Yang Jinyuan. Before Lawsuit, he also wrote many works, such as A Woman with a Sword in Her Life, Don’t Marry Me If I’m Not a Virgin, The Courtyard, The Conscript, etc. Among them, The Courtyard and The Conscript have all been adapted into TV dramas and broadcast on CCTV.


  Now, the bugle of Assembly has not fallen, and Yang Jinyuan’s other military novel Breakthrough has also emerged. The famous director Huang Jianzhong personally prefaces the publication of the book and is preparing to make it into a 30-episode TV series. (Liberation Army Daily/Xu Outline Wang Jinping Chen Ji)

Editor: Cao Jin

The annual customs recorded by writers: ancestor worship, temple fairs, sending lanterns and burning lanterns. ……

At the end of the year, it has been a Chinese custom for thousands of years to pursue the future cautiously and reunite with the family. It’s just that the taste of the year is getting thinner and thinner in the metropolis, and the unique ceremony and attention have become superstitions. For the older generation, there is still some interest in childhood memories; Young people who struggle outside find themselves constantly wavering between competitive pressure and customs, and their belief in going home for the New Year is no longer so strong; For younger children, the Chinese New Year is almost the same as usual, nothing more than eating a good meal and receiving a lot of lucky money. For what is lost, we can only look for it in the past. If we want to find the pure flavor of the year, we have to look at it in the writer’s pen.

Send the kitchen god

In the old days, children were probably given a holiday on the 19th of the twelfth lunar month, in order to spend the next year with their families on the 23rd of the twelfth lunar month. This year is very similar to the rehearsal of the new year. According to common sense, there are many vendors buying maltose in the streets these days, which is said to be used in king of people. Lao She wrote clearly in "The Spring Festival in Beijing", "Every family in king of people started to ring as soon as it wiped black firecrackers. With the sound of guns, the paper image of the kitchen king was incinerated, and it was euphemistically called sending the kitchen king to heaven. A few days ago, there were more or less people selling maltose and glutinous rice sugar on the street, and the sugar shape was either rectangular or melon-shaped. According to the old saying: if there is sugar sticking to the mouth of the kitchen king, he will not report the bad things in his family to the jade emperor when he gets to heaven. "

Obviously, king of people’s experience left children with an unforgettable experience. Many writers think of the Chinese New Year and never forget to mention it. However, Lao She ate the flavor of Beijing, while Chen Zhongshi found the flavor of Shaanxi. "On the 23rd night of the twelfth lunar month, it was the day of offering sacrifices to the kitchen god. According to folklore, on this night, the kitchen god will return to heaven to report the food and clothing on earth, and every family will make a small round cake with five flavors, which will take him a long way to heaven for dry food and curry favor with him. That night, the spiced round cakes baked in the first pot were first presented to the hanging statue of the kitchen god. I was so greedy that I grabbed the remaining round cakes and bit them. I ate steamed buns with corn flour all winter. This spiced round cake baked with pure white flour is not to mention how fragrant it is. " ("Chinese New Year: Guns of Dreams in Hometown")

After the twenty-first day of the twelfth lunar month, every household entered a tense preparatory stage, and the year ended in near you. There are two things that are most important, one is to clean the house, that is, to clean it up, and at the same time, to count the best things in the house. The second is to prepare new year’s goods, because according to the old custom, all shops should rest before the fifth day, and no knives should be used at home, otherwise it is unlucky. Liang Shiqiu described it well. "Every family is busy taking out the tin incense burner, tin wax label, tin fruit bowl and tin saucer from the cobweb-dusted box for an annual big scrub. Palace lanterns, gauze lanterns and horn lanterns are all out of the cage. New year’s goods should also be prepared as early as possible, including dry goods used in the kitchen, dried apples used to worship the gods and ancestors, peony daffodils provided in the house, and mixed food for children. Honey supply has been ordered in Baiyun Temple for a long time, and it will be delivered to the door in a bowl of paper baskets. The size of the home, going in and out, is like a wind demon. " (See "The Year of Beiping")

family reunion during the Spring Festival

Before the League Year, we need to worship our ancestors first. There are many ambiguities among different writers about ancestor worship. Full of critical spirit, for example, Ba Jin refers to it as a feudal patriarchal tradition in "Home". "Lights are hung in the hall, and red satin embroidered screens are hung on the wooden walls on both sides. The portraits of the ancestors who lie high in the box are also taken out and hung on the wall in the middle in turn to enjoy this annual offering. " The old and young in Gao Mansion are listed in front of the shrine according to the order of male, female and left, and then the old man is invited to take the lead in greeting his ancestors. After worshipping his ancestors, each room kowtows to the old man, followed by children to their parents and servants to their masters. The hierarchy is strictly distinct.

On the other hand, Liang Shiqiu is obviously better at capturing the interest of life. He looked at the whole process with trepidation like a child, only to find that everyone was thinking about the table of New Year’s Eve. Even the portraits of ancestors are vivid. "ancestor worship is one of the climaxes of the new year. Images of ancestors hung above the hall, all of them were in their seventies and eighties, some were grinning and some were glaring, enjoying steaming amid cigarette smoke. In fact, at this time, the dutiful son and grandson kowtowed like garlic, but for some reason, they didn’t mean to pursue the distance cautiously, but everyone was busy with offering sacrifices, burning incense, lighting candles and kowtowing, followed by withdrawing sacrifices and eating New Year’s Eve dinner, so it was too late to pursue the distance cautiously.

When it comes to New Year’s Eve dinner, everyone writes one after another, one is more wonderful than the other, and the other is more attractive. Liang Shiqiu and Wang Zengqi both wrote about the year of Beijing. The dishes of the former look rougher but have Beijing flavor. "Eating is the main program of Chinese New Year. New year’s dishes are standardized, and every family is the same. People with a large population should go into the whole pig, even take the pig’s head into the water and deal with it separately. A pot of stew, plus mushrooms is a bowl, plus vermicelli is a bowl, plus yam is a bowl, a large basin of mustard mound, fish jelly, meat skin hot sauce, a jar of pickled cabbage, mustard bumps-enough. "

Wang Lao’s description is even more mouth-watering. He talked about pickled mustard. "In winter, pickled mustard. Pickling’ spicy vegetables’-Chinese cabbage is dried to remove water, pickled with mustard, and opened in the New Year. The color is as light as gold, and the spicy taste is very fragrant. I have never eaten such delicious pickles since I left my hometown. " (My Grandparents)

He also spent a lot of time describing the extreme delicacy of the New Year’s Eve dinner, and even the millet porridge was so sweet that it was amazing. "Eat jiaozi during the Spring Festival, than households. Some old Beijingers are vegetarian in jiaozi, and take vegetables, fried cakes and Kaoru Miki diced as stuffing to make them fresh and refreshing. Beginning of spring eats spring cakes every day. Shred shallot (raw), green leek or covered leek (stir-fried), mung bean sprouts, radish, sauced meat, sauced chicken and sauced duck, scrambled eggs, add less sweet flour sauce, and roll them with lotus leaf thin cakes. Everything has its own flavor, which is not confused, and it is extremely fragrant and beautiful, which is called’ five spicy dishes’. Shredded radish is essential. Beginning of spring eats radish, which is called "biting spring". It is poetic to bite in spring. When the cake is almost full, drink a bowl of stick slag porridge or millet porridge, which is called’ slip seam’, such as building a wall and grouting. " ("Four Seasons")

There is also a beautiful custom, which is probably the midnight snack on New Year’s Eve. The filial daughter-in-law will put a mark on the old man’s jiaozi and put coins in it to show good luck in the coming year to win the joy of her parents-in-law. Mo Yan wrote in "The Past Years" that "jiaozi was wrapped in money at night. My family used to wrap copper coins in the Qing Dynasty, but jiaozi, who wrapped copper coins, had a strong patina that could not be swallowed, which was equivalent to wasting a precious jiaozi, and later switched to coins. Now that I think about it, the coin is also badly dirty … Some filial daughters-in-law marked the dumpling skin when they wrapped jiaozi during the day, and when they filled jiaozi at night, they filled their in-laws’ bowls with money, so as to win the joy of the old man. One year, in order to eat jiaozi with money, I ate three bowls at a time, but the money was not eaten. As a result, my stomach was broken and I almost died. "

temple fair

On New Year’s Day, men often visit relatives and friends and pay New Year greetings everywhere. And women have been busy for a whole year, and finally they can put down their housework and go out. Of course, the shops are closed, but many monasteries inside and outside the city are open. Business-minded vendors can set up stalls outside the temple and earn a small sum of money. Some buy buy antiques and jades, some show variety, and some prepare some special food in winter.

Lao She is an authentic Beijinger. He directly told the readers that "the Dazhong Temple outside the North City, the Baiyun Temple outside the West City, and the Fire Temple (Factory Dian) in the South City are the most famous … Except for a small hole in the door of the oil and salt shop, the shops are all on the board, and there are often gongs and drums ringing, pounding and knocking, and it is said that the guys are there to vent their accumulated grievances for a year. The girls and kannika nimtragol are all out, and the mothers in Sanhe County have put a trembling red velvet flower in their heads. Where there are big girls and little wives out there, there are more hairy boys crawling around. So the factory was packed, and there was nothing to see in Haiwang Village except a few open-air teahouses and children with runny noses, but the entrance could crowd people to death! The antique jade stall in the Temple of Fire and the bookstall and painting shed in the Land Temple are much more busy than buying things. It’s sunny and snowy, and the streets are muddy. When the cool wind blows, the water drops into ice, and people roll in the snow and ice, so they are as sweet as a clam. Drink bean juice, and you’ll get pickled vegetables, glass horns and big sand geese’, which still has enough temptation for everyone. In addition, such as the Temple of Wealth, Baiyun Temple and Yonghe Palace, people are crowded and people look at people. When you go, your nose and ears will be red with cold. "

If you like playing mahjong, you can also go to the eight hutongs. The original gambling ban was lifted even before the Lantern Festival. "There are excellent dominoes, hardwood tables and beautiful women. However, during the Chinese New Year, almost every family gambles, pushing Pai Jiu, Zhuang Yuanhong, and yelling for six, Xian Yi, young and old. " (Lao She’s Spring Festival in Beijing)

Burn a lamp

For children, perhaps the most anticipated thing in the New Year is firecrackers. According to the calendar, from the first day to the twelfth day, it is called "sending lights", and from the thirteenth to the fifteenth day, it is called "burning lights", and burning lights has become a small competition for fireworks. In front of us, we talked more about the Spring Festival in the north, so we might as well look back at Shen Congwen, a talented person in western Hunan.

The firecrackers simply became a symbol of courage. "As usual, I with urchin qualification, and hundreds of size urchin, follow the team everywhere, and everyone in the fireworks to kill. Those who play with lights should not only rely on strength, but also be brave. To show that the hero is fearless, every time the fireworks in the stadium rise, the white light pours down several feet, and some of them roar like thunder. However, these people have to go into battle shirtless as usual, regardless of whether it’s "thunderbolt" or "tiger coming down the mountain". We are too young to participate in such strenuous activities, so we can only cheer while we are busy. Because we can always follow the team, the horses don’t stray, until it is almost white, and everyone is burned out and exhausted. The team was accompanied by an old fisherman and a clam shell essence. As usual, the clam shell essence chose a handsome boy of 12 or 13 years old to act as it. The old fisherman’s white beard and white hair were all in their original shape, which was ridiculous. "

Of course, girls also like to play. Perhaps everyone still has some impressions of Bing Xin’s favorite "Didi Jin", because it is the most reassuring fireworks for parents. "It’s just that I can’t squeeze into their band! I can only set off some firecrackers that my father bought for us during the day and some fireworks at night. The big one is put on the ground in a tube, and the fire tree and silver flowers are very bright! My favorite is the smallest and simplest’ Didi Jin’. It’s a small paper twist with a little gunpowder, which can be lit in your hand and sniffed, and a little spark will burst out. " (Spring Festival in Childhood)

Ba Jin also saw the social suffering behind "burning lamps". Most people who play dragon lanterns are lean laborers, but they become cruel victims in the carnival of everyone. The bearers took turns to "shoot fireworks at the naked upper body of the dragon lantern player." Burning these people "has changed the color of their flesh", but the cheerful audience did not give up, but continued to "burn desperately" with fireworks. Chueh-hui couldn’t help asking, "Do you think a person should base his happiness on the suffering of others? Do you think you can burn other people’s bodies with fireworks as long as you pay? "

Some of the above customs, dishes and fastidiousness about the Chinese New Year are outdated, perhaps disgusting, while others are sadly disappearing. But it is important to let people give the best expectation for life in a specific ceremony at the moment when the old and the new are alternating, to relive the acquaintance with the really important people, and to remember the hidden and forgotten interest in life itself.

Real estate is good! The central bank and the General Administration of Financial Supervision have made a heavy voice!

  The People’s Bank of China and the State Financial Supervision and Administration Bureau issued a notice on July 10th, saying that if the relevant policies in the Notice of the People’s Bank of China and the Insurance Regulatory Commission of the Bank of China on Doing a Good Job in Financial Support for the Stable and Healthy Development of the Real Estate Market have an applicable period, the applicable period will be uniformly extended to December 31st, 2024.

  Image source: China People’s Bank website

  People close to the regulators said that the promulgation of the Notice of the People’s Bank of China and the State Financial Supervision and Administration on Extending the Policy Term of Financial Support for the Stable and Healthy Development of the Real Estate Market will ease the financial pressure of real estate development enterprises, reduce the risk concerns of financial institutions on housing loans, and further improve the policy environment for financial institutions to support the stable and healthy development of the real estate market.

  Extend the applicable period of relevant policies.

  On November 11, 2022, the People’s Bank of China and the former China Banking and Insurance Regulatory Commission jointly issued the Notice on Doing a Good Job in Financial Support for the Stable and Healthy Development of the Real Estate Market (hereinafter referred to as the Notice), which defined 16 support policies, including keeping the real estate financing stable and orderly, actively doing a good job in the financial service of guaranteeing the delivery of buildings, cooperating with the risk management of trapped real estate enterprises, and increasing financial support for housing leasing, and two of them stipulated the applicable period.

  In response to a reporter’s question, the responsible persons of the People’s Bank of China and the General Administration of Financial Supervision said that after the promulgation and implementation of the Notice, it has played a positive role in maintaining reasonable and moderate real estate financing and promoting the resolution of risks of real estate enterprises, and achieved good policy results. Considering the current situation of the real estate market, in order to guide financial institutions to continue to extend the stock financing of real estate enterprises and increase the financial support of Baojielou, the People’s Bank of China and the State Financial Supervision and Administration Bureau decided to extend the application period of relevant policies.

  Specifically, the policy extension involves two aspects. The above-mentioned person in charge introduced: First, for stock financing such as development loans and trust loans of real estate enterprises, on the premise of ensuring the security of creditor’s rights, financial institutions and real estate enterprises are encouraged to negotiate independently on the basis of commercial principles, and actively support them through stock loan extension and adjustment of repayment arrangements to promote the completion and delivery of the project. If it expires before December 31, 2024, it may be allowed to extend beyond the original provisions for one year, and the loan classification may not be adjusted, and the loan classification submitted to the credit information system is consistent with it.

  Second, for the matching financing issued by commercial banks to special loan support projects before December 31, 2024 in accordance with the requirements of the Notice, the risk classification will not be lowered during the loan period; The borrower after the new and old debts are written off shall be managed according to the qualified borrower. If the newly issued matching financing is not good, and the relevant institutions and personnel have done their duty, they can be exempted.

  "To a certain extent, this will dispel the concerns of financial institutions, further change the situation that financial institutions are afraid and unwilling to lend, encourage financial institutions to issue matching financing to special loan support projects, further improve the financing of real estate enterprises, stabilize market confidence and expectations, and promote the stable and healthy development of the real estate market, and better help the sustained recovery of the macro economy." Dong Ximiao, chief researcher of Zhaolian, said.

  In addition, the person in charge stressed that in addition to the above two policies, other policies that do not involve the application period are long-term effective. All financial institutions should earnestly implement it in accordance with the requirements of the documents, support rigid and improved housing demand due to the city’s policies, maintain reasonable and moderate real estate financing, increase financial support for Baojiaolou, promote the marketization of industry risks, and promote the stable and healthy development of the real estate market.

  More support policies are expected to be accelerated.

  In order to promote the stable and healthy development of the real estate market, many experts believe that more follow-up support policies are expected to be accelerated.

  According to Pang Ming, chief economist and research director of Jones Lang LaSalle Greater China, at present, the pace and intensity of the recovery of the supply side of the real estate market still lags behind that of the sales side, the growth rate of newly started area and construction area has slowed down, the area for sale has been rising for many months year-on-year, and the consumption chain related to the downstream of real estate is still in the early stage of recovery. Real estate enterprises still need continuous support and care from policies.

  Wen Bin, chief economist of Minsheng Bank, said that the follow-up real estate continuity policy is expected to be introduced to prevent debt risks and restore a virtuous circle of the real estate chain. At the same time, we will make greater efforts to promote the "guarantee building", further compact the responsibility of local governments, and promote banks to increase financial support on the basis of the principle of commercialization.

  "The next step is to comprehensively adjust and optimize the real estate financial policy and extend the transition period of real estate loan concentration management; Increase liquidity support for high-quality real estate enterprises through measures such as’ three arrows’ and special loans from policy banks, and continue to increase special support for the’ Baojiaolou’ project; Support the reasonable extension of stock financing such as development loans and trust loans; At the same time, according to local conditions, due to urban policies and district policies, accelerate the adjustment and optimization of housing credit policies. " Dong Ximiao said.

  Editor: Zhang Nan Wang Yin